Borrowing in Carnduff, Saskatchewan

With 1,150 residents counted in the 2021 Census, Carnduff sits inside Saskatchewan's provincial lending framework.

The Saskatchewan rules that apply

The body that licenses consumer lending in Saskatchewan is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

Payday lending is licensed in Saskatchewan; the federal Payday Lending Regulations (SOR/2024-114) publish a cap of $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced, and notes that a province may set a lower figure.

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

The census figures for Carnduff

1,150 people were counted in Carnduff in the 2021 Census. The community covers 2.6 square kilometres of land.

Dividing population by land area gives 440.6 residents per square kilometre, rounded to one decimal place.

Its provincial population rank is 103 within this data set.

Within Saskatchewan, Carnduff is place number 103 by population in this census set, at 1,150 residents.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

• Cash advance loans: Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance.
• Lines of credit: A revolving limit you draw on and repay, usually paying interest only on what is outstanding.

How borrowing works locally

Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation.

An application usually asks for identification, income evidence, banking details and a statement of obligations. A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file.

Carnduff ranks 103 by 2021 Census population among the covered places in Saskatchewan.

Carnduff is one of 733 covered Saskatchewan places, counted at 1,150 residents with a land area of 2.6 square kilometres.

Readers comparing Carnduff with another community can use the same four census fields.

Nothing on the Carnduff page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The Carnduff page follows the same structure as every other place page, with population, land area, density and rank.

Carnduff sits at rank 103 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

Carnduff appears in the census record with 1,150 residents, and the density of 440.6 people per square kilometre follows from it.

The land area recorded for Carnduff is 2.6 square kilometres, and the population is 1,150 residents in the 2021 Census.

Where a figure for Carnduff could not be verified, the page names the publisher instead of printing a number.

At 1,150 residents in the 2021 Census, Carnduff is listed alongside the other covered places in Saskatchewan.

The density figure for Carnduff, 440.6 people per square kilometre, is calculated from the population and land area above.

For Carnduff, the two census fields above are the only local statistics used anywhere on the page.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.