Borrowing in Chaplin No. 164, Saskatchewan

Chaplin No. 164 is one of the Saskatchewan communities covered here, with a 2021 Census population of 127, and borrowing there is licensed under Saskatchewan's consumer credit rules.

The Saskatchewan rules that apply

Consumer credit in Saskatchewan is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

A payday advance in Saskatchewan falls under a provincial licensing regime, and the cost of borrowing is capped at $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced according to the federal Payday Lending Regulations (SOR/2024-114).

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

The census figures for Chaplin No. 164

Statistics Canada's 2021 Census gives Chaplin No. 164 a population of 127. Its land area is 838.0 square kilometres.

On those two figures, density is 0.2 residents per square kilometre when rounded to one decimal place.

The community is the 692nd largest place in the province within this census set.

Chaplin No. 164 is one of 733 places listed for Saskatchewan, ranked 692 by population and measured at 838.0 square kilometres.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• Instalment loans: A fixed number of fixed payments, sized larger and longer than a payday advance.
• Secured loans: Borrowing against an asset, which lowers the price but puts the asset at risk if you default.

How borrowing works locally

A deposit or trade-in reduces the amount financed and therefore the interest charged over the term.

A lender may ask for proof of address, and a permanent address is a standard requirement for consumer credit. Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term.

Chaplin No. 164 appears in the census record with 127 residents, and the density of 0.2 people per square kilometre follows from it.

For Chaplin No. 164, the two census fields above are the only local statistics used anywhere on the page.

The Chaplin No. 164 page follows the same structure as every other place page, with population, land area, density and rank.

Where a figure for Chaplin No. 164 could not be verified, the page names the publisher instead of printing a number.

Nothing on the Chaplin No. 164 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Chaplin No. 164 sits at rank 692 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

Chaplin No. 164 ranks 692 by 2021 Census population among the covered places in Saskatchewan.

Readers comparing Chaplin No. 164 with another community can use the same four census fields.

The land area recorded for Chaplin No. 164 is 838.0 square kilometres, and the population is 127 residents in the 2021 Census.

The density figure for Chaplin No. 164, 0.2 people per square kilometre, is calculated from the population and land area above.

At 127 residents in the 2021 Census, Chaplin No. 164 is listed alongside the other covered places in Saskatchewan.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.