Borrowing in Coalfields No. 4, Saskatchewan

This page covers borrowing in Coalfields No. 4, Saskatchewan: the census facts, the provincial rules, and the products people compare.

The Saskatchewan rules that apply

Provincial or territorial law decides who may lend in Saskatchewan, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

Payday lending is licensed in Saskatchewan; the federal Payday Lending Regulations (SOR/2024-114) publish a cap of $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced, and notes that a province may set a lower figure.

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

The census figures for Coalfields No. 4

Statistics Canada's 2021 Census gives Coalfields No. 4 a population of 330. The community covers 818.2 square kilometres of land.

That gives a density of 0.4 people per square kilometre, rounded to one decimal place.

By population it ranks 450 among the Saskatchewan places covered here.

Coalfields No. 4 therefore appears at rank 450 of 733 covered Saskatchewan places, with a density of 0.4 people per square kilometre.

Products compared here

Each product below has its own page, and the Saskatchewan position applies to all of them.

• Collateral loans: Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.
• Car loans: Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit.

How borrowing works locally

Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists.

A shorter term raises each payment and lowers the total interest, which is the trade every schedule makes. Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term.

For Coalfields No. 4, the two census fields above are the only local statistics used anywhere on the page.

Readers comparing Coalfields No. 4 with another community can use the same four census fields.

Coalfields No. 4 ranks 450 by 2021 Census population among the covered places in Saskatchewan.

Nothing on the Coalfields No. 4 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The land area recorded for Coalfields No. 4 is 818.2 square kilometres, and the population is 330 residents in the 2021 Census.

Coalfields No. 4 sits at rank 450 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

Coalfields No. 4 is one of 733 covered Saskatchewan places, counted at 330 residents with a land area of 818.2 square kilometres.

At 330 residents in the 2021 Census, Coalfields No. 4 is listed alongside the other covered places in Saskatchewan.

The density figure for Coalfields No. 4, 0.4 people per square kilometre, is calculated from the population and land area above.

Coalfields No. 4 appears in the census record with 330 residents, and the density of 0.4 people per square kilometre follows from it.

The Coalfields No. 4 page follows the same structure as every other place page, with population, land area, density and rank.

Where a figure for Coalfields No. 4 could not be verified, the page names the publisher instead of printing a number.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.