Borrowing in Coleville, Saskatchewan

Coleville, Saskatchewan, recorded a population of 280 in the 2021 Census; the rules that govern a loan signed there are provincial.

The Saskatchewan rules that apply

Consumer lending in Saskatchewan is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

The federal Payday Lending Regulations (SOR/2024-114) list Saskatchewan among the provinces that regulate payday lending, where the federal Payday Lending Regulations (SOR/2024-114) cap the cost of borrowing at $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced.

The lowest band groups villages, rural municipalities and small towns, all read against the same provincial rulebook.

How borrowing works locally

A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file.

A consumer proposal or a bankruptcy is administered by a licensed insolvency trustee rather than by a lender. Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists.

The census figures for Coleville

Coleville recorded a population of 280 in Statistics Canada's 2021 Census of Population. Land area for Coleville is 1.7 square kilometres in the same census.

Dividing population by land area gives 168.7 residents per square kilometre, rounded to one decimal place.

By population it ranks 506 among the Saskatchewan places covered here.

Within Saskatchewan, Coleville is place number 506 by population in this census set, at 280 residents.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

• Unsecured loans: Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone.
• Business loans: Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit.

Coleville sits at rank 506 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

The density figure for Coleville, 168.7 people per square kilometre, is calculated from the population and land area above.

Coleville is one of 733 covered Saskatchewan places, counted at 280 residents with a land area of 1.7 square kilometres.

At 280 residents in the 2021 Census, Coleville is listed alongside the other covered places in Saskatchewan.

For Coleville, the two census fields above are the only local statistics used anywhere on the page.

The Coleville page follows the same structure as every other place page, with population, land area, density and rank.

The land area recorded for Coleville is 1.7 square kilometres, and the population is 280 residents in the 2021 Census.

Where a figure for Coleville could not be verified, the page names the publisher instead of printing a number.

Coleville appears in the census record with 280 residents, and the density of 168.7 people per square kilometre follows from it.

Nothing on the Coleville page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Coleville ranks 506 by 2021 Census population among the covered places in Saskatchewan.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Where a figure could not be verified, the page names the publisher instead of printing a number.