Borrowing in Colonsay, Saskatchewan

Colonsay, Saskatchewan, recorded a population of 446 in the 2021 Census; the rules that govern a loan signed there are provincial.

The Saskatchewan rules that apply

The body that licenses consumer lending in Saskatchewan is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) list Saskatchewan among the provinces that regulate payday lending, where the federal Payday Lending Regulations (SOR/2024-114) cap the cost of borrowing at $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

How borrowing works locally

An application usually asks for identification, income evidence, banking details and a statement of obligations.

Debt management plans are administered by accredited credit counsellors, and they are not loans. Joint applications combine two incomes and two sets of obligations in the same assessment.

The census figures for Colonsay

446 people were counted in Colonsay in the 2021 Census. Its land area is 2.4 square kilometres.

That gives a density of 185.8 people per square kilometre, rounded to one decimal place.

Colonsay ranks 335 by population among the Saskatchewan places on this site.

The place record for Colonsay covers 2.4 square kilometres and 446 residents, a density of 185.8 people per square kilometre.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

• Car loans: Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit.
• Debt consolidation loans: Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps.

Where a figure for Colonsay could not be verified, the page names the publisher instead of printing a number.

The land area recorded for Colonsay is 2.4 square kilometres, and the population is 446 residents in the 2021 Census.

The density figure for Colonsay, 185.8 people per square kilometre, is calculated from the population and land area above.

Colonsay ranks 335 by 2021 Census population among the covered places in Saskatchewan.

The Colonsay page follows the same structure as every other place page, with population, land area, density and rank.

Colonsay appears in the census record with 446 residents, and the density of 185.8 people per square kilometre follows from it.

Colonsay is one of 733 covered Saskatchewan places, counted at 446 residents with a land area of 2.4 square kilometres.

At 446 residents in the 2021 Census, Colonsay is listed alongside the other covered places in Saskatchewan.

Readers comparing Colonsay with another community can use the same four census fields.

For Colonsay, the two census fields above are the only local statistics used anywhere on the page.

Nothing on the Colonsay page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Colonsay sits at rank 335 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Nothing here is an offer, and no page on this site can tell anyone what a lender will decide.