Borrowing in Coteau Beach, Saskatchewan

A loan taken out in Coteau Beach is governed by Saskatchewan's licensing rules, and the 2021 Census counted 170 people in the community.

The Saskatchewan rules that apply

Consumer credit in Saskatchewan is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

The federal payday lending regulations, SOR/2024-114, cap the cost of borrowing at $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced in Saskatchewan, which the federal Payday Lending Regulations (SOR/2024-114) list as a province that regulates the product.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

The census figures for Coteau Beach

In the 2021 Census, Coteau Beach had 170 residents. The community covers 0.7 square kilometres of land.

The calculated density is 242.9 people per square kilometre.

By population it ranks 637 among the Saskatchewan places covered here.

Compared with the other 733 covered Saskatchewan places, Coteau Beach ranks 637 by population.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

• Instalment loans: A fixed number of fixed payments, sized larger and longer than a payday advance.
• Secured loans: Borrowing against an asset, which lowers the price but puts the asset at risk if you default.

How borrowing works locally

Joint applications combine two incomes and two sets of obligations in the same assessment.

An application usually asks for identification, income evidence, banking details and a statement of obligations. Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation.

The density figure for Coteau Beach, 242.9 people per square kilometre, is calculated from the population and land area above.

Coteau Beach is one of 733 covered Saskatchewan places, counted at 170 residents with a land area of 0.7 square kilometres.

Coteau Beach appears in the census record with 170 residents, and the density of 242.9 people per square kilometre follows from it.

For Coteau Beach, the two census fields above are the only local statistics used anywhere on the page.

Coteau Beach ranks 637 by 2021 Census population among the covered places in Saskatchewan.

The Coteau Beach page follows the same structure as every other place page, with population, land area, density and rank.

Where a figure for Coteau Beach could not be verified, the page names the publisher instead of printing a number.

At 170 residents in the 2021 Census, Coteau Beach is listed alongside the other covered places in Saskatchewan.

Readers comparing Coteau Beach with another community can use the same four census fields.

Nothing on the Coteau Beach page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Coteau Beach sits at rank 637 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.