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Borrowing in Craik No. 222, Saskatchewan

Population 272, land area 868.5 square kilometres: the census facts for Craik No. 222, plus how consumer credit is regulated in Saskatchewan.

Province Saskatchewan (SK)
Population, 2021 Census 272
Land area 868.5 km²
Provincial regulator See the FCAC list

A loan taken out in Craik No. 222 is governed by Saskatchewan's licensing rules, and the 2021 Census counted 272 people in the community.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

  • Car loans: Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit.
  • Debt consolidation loans: Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps.

How borrowing works locally

An application usually asks for identification, income evidence, banking details and a statement of obligations.

Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed. A revolving product charges interest on the outstanding balance, while an instalment product charges a fixed schedule of payments.

The Saskatchewan rules that apply

Consumer lending in Saskatchewan is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

Payday lending is licensed in Saskatchewan; the federal Payday Lending Regulations (SOR/2024-114) publish a cap of $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced, and notes that a province may set a lower figure.

At the small end of the census range, the community still borrows inside the province's licensing system.

The census figures for Craik No. 222

272 people were counted in Craik No. 222 in the 2021 Census. Its land area is 868.5 square kilometres.

The arithmetic gives 0.3 people per square kilometre.

The 2021 Census population places it at rank 515 in the province.

Compared with the other 733 covered Saskatchewan places, Craik No. 222 ranks 515 by population.

For Craik No. 222, the two census fields above are the only local statistics used anywhere on the page.

Where a figure for Craik No. 222 could not be verified, the page names the publisher instead of printing a number.

Craik No. 222 appears in the census record with 272 residents, and the density of 0.3 people per square kilometre follows from it.

The Craik No. 222 page follows the same structure as every other place page, with population, land area, density and rank.

Craik No. 222 ranks 515 by 2021 Census population among the covered places in Saskatchewan.

Readers comparing Craik No. 222 with another community can use the same four census fields.

The density figure for Craik No. 222, 0.3 people per square kilometre, is calculated from the population and land area above.

At 272 residents in the 2021 Census, Craik No. 222 is listed alongside the other covered places in Saskatchewan.

Craik No. 222 sits at rank 515 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

Nothing on the Craik No. 222 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The land area recorded for Craik No. 222 is 868.5 square kilometres, and the population is 272 residents in the 2021 Census.

Craik No. 222 is one of 733 covered Saskatchewan places, counted at 272 residents with a land area of 868.5 square kilometres.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Craik No. 222

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

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