Borrowing in Denzil, Saskatchewan

Denzil is one of the Saskatchewan communities covered here, with a 2021 Census population of 140, and borrowing there is licensed under Saskatchewan's consumer credit rules.

The Saskatchewan rules that apply

Consumer lending in Saskatchewan is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

Payday lending is licensed in Saskatchewan; the federal Payday Lending Regulations (SOR/2024-114) publish a cap of $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced, and notes that a province may set a lower figure.

The lowest band groups villages, rural municipalities and small towns, all read against the same provincial rulebook.

The census figures for Denzil

140 people were counted in Denzil in the 2021 Census. Land area for Denzil is 0.6 square kilometres in the same census.

On those two figures, density is 229.5 residents per square kilometre when rounded to one decimal place.

Among covered Saskatchewan places, Denzil sits at rank 676 by population.

Denzil sits at rank 676 among the 733 Saskatchewan places here, with 140 residents in the 2021 Census.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

• No credit check loans: What lenders who advertise without a credit check actually look at instead, and where the cost goes.
• Mortgage refinancing: Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs.

How borrowing works locally

Payment history is reported to credit agencies, and that record is what builds or damages a credit file over time.

A deposit or trade-in reduces the amount financed and therefore the interest charged over the term. A mortgage is registered against the property, which is what gives the lender its claim.

The Denzil page follows the same structure as every other place page, with population, land area, density and rank.

Denzil appears in the census record with 140 residents, and the density of 229.5 people per square kilometre follows from it.

Denzil ranks 676 by 2021 Census population among the covered places in Saskatchewan.

At 140 residents in the 2021 Census, Denzil is listed alongside the other covered places in Saskatchewan.

Denzil sits at rank 676 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

The density figure for Denzil, 229.5 people per square kilometre, is calculated from the population and land area above.

Denzil is one of 733 covered Saskatchewan places, counted at 140 residents with a land area of 0.6 square kilometres.

The land area recorded for Denzil is 0.6 square kilometres, and the population is 140 residents in the 2021 Census.

Nothing on the Denzil page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.