Borrowing in Elmsthorpe No. 100, Saskatchewan

A loan taken out in Elmsthorpe No. 100 is governed by Saskatchewan's licensing rules, and the 2021 Census counted 195 people in the community.

Products compared here

Each product below has its own page, and the Saskatchewan position applies to all of them.

• Personal loans: A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept.
• Mortgage loans: Borrowing against residential property, including how a federally regulated lender tests the file.

How borrowing works locally

A longer amortisation lowers each payment and raises the total interest paid over the life of the loan.

A secured product gives the lender a claim on a named asset, which is why its price is usually lower than an unsecured equivalent. A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

The Saskatchewan rules that apply

Consumer credit in Saskatchewan is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) list Saskatchewan among the provinces that regulate payday lending, where the federal Payday Lending Regulations (SOR/2024-114) cap the cost of borrowing at $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

The census figures for Elmsthorpe No. 100

195 people were counted in Elmsthorpe No. 100 in the 2021 Census. Statistics Canada lists 824.1 square kilometres of land for the community.

That gives a density of 0.2 people per square kilometre, rounded to one decimal place.

Among covered Saskatchewan places, Elmsthorpe No. 100 sits at rank 603 by population.

Compared with the other 733 covered Saskatchewan places, Elmsthorpe No. 100 ranks 603 by population.

Where a figure for Elmsthorpe No. 100 could not be verified, the page names the publisher instead of printing a number.

The Elmsthorpe No. 100 page follows the same structure as every other place page, with population, land area, density and rank.

The density figure for Elmsthorpe No. 100, 0.2 people per square kilometre, is calculated from the population and land area above.

Readers comparing Elmsthorpe No. 100 with another community can use the same four census fields.

Elmsthorpe No. 100 sits at rank 603 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

Elmsthorpe No. 100 appears in the census record with 195 residents, and the density of 0.2 people per square kilometre follows from it.

Elmsthorpe No. 100 is one of 733 covered Saskatchewan places, counted at 195 residents with a land area of 824.1 square kilometres.

For Elmsthorpe No. 100, the two census fields above are the only local statistics used anywhere on the page.

Elmsthorpe No. 100 ranks 603 by 2021 Census population among the covered places in Saskatchewan.

The land area recorded for Elmsthorpe No. 100 is 824.1 square kilometres, and the population is 195 residents in the 2021 Census.

Nothing on the Elmsthorpe No. 100 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.