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Borrowing in Enniskillen No. 3, Saskatchewan

How borrowing works in Enniskillen No. 3, Saskatchewan, where the 2021 Census counted 422 residents.

Province Saskatchewan (SK)
Population, 2021 Census 422
Land area 820.0 km²
Provincial regulator See the FCAC list

Enniskillen No. 3 is one of the Saskatchewan communities covered here, with a 2021 Census population of 422, and borrowing there is licensed under Saskatchewan's consumer credit rules.

The census figures for Enniskillen No. 3

Population for Enniskillen No. 3 stands at 422 in the 2021 Census. Land area for Enniskillen No. 3 is 820.0 square kilometres in the same census.

On those two figures, density is 0.5 residents per square kilometre when rounded to one decimal place.

The 2021 Census population places it at rank 348 in the province.

Enniskillen No. 3 therefore appears at rank 348 of 733 covered Saskatchewan places, with a density of 0.5 people per square kilometre.

The Saskatchewan rules that apply

Consumer lending in Saskatchewan is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

In Saskatchewan, payday lending operates under a licensed provincial regime, and the federal Payday Lending Regulations (SOR/2024-114) record a maximum cost of borrowing of $14 for each $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced under SOR/2024-114.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

How borrowing works locally

A lender's assessment looks at income, existing obligations, the credit file, and the asset pledged where there is one.

A longer amortisation lowers each payment and raises the total interest paid over the life of the loan. Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

  • Secured loans: Borrowing against an asset, which lowers the price but puts the asset at risk if you default.
  • Business lines of credit: A revolving operating limit for a business, and why it behaves differently from a term loan.

Enniskillen No. 3 sits at rank 348 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

The density figure for Enniskillen No. 3, 0.5 people per square kilometre, is calculated from the population and land area above.

Enniskillen No. 3 is one of 733 covered Saskatchewan places, counted at 422 residents with a land area of 820.0 square kilometres.

Nothing on the Enniskillen No. 3 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

At 422 residents in the 2021 Census, Enniskillen No. 3 is listed alongside the other covered places in Saskatchewan.

Readers comparing Enniskillen No. 3 with another community can use the same four census fields.

Where a figure for Enniskillen No. 3 could not be verified, the page names the publisher instead of printing a number.

Enniskillen No. 3 ranks 348 by 2021 Census population among the covered places in Saskatchewan.

The land area recorded for Enniskillen No. 3 is 820.0 square kilometres, and the population is 422 residents in the 2021 Census.

For Enniskillen No. 3, the two census fields above are the only local statistics used anywhere on the page.

The Enniskillen No. 3 page follows the same structure as every other place page, with population, land area, density and rank.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

The provincial rules apply wherever a borrower is in Saskatchewan; a municipal boundary does not change them.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Enniskillen No. 3

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

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