Borrowing in Estevan No. 5, Saskatchewan

With 1,279 residents counted in the 2021 Census, Estevan No. 5 sits inside Saskatchewan's provincial lending framework.

How borrowing works locally

A payday advance is repaid on a pay date, while an instalment loan is repaid over a set number of payments.

A prepayment privilege allows a borrower to pay more than the scheduled amount, sometimes with a charge attached. Joint applications combine two incomes and two sets of obligations in the same assessment.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

• Debt consolidation loans: Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps.
• Personal loans: A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept.

The census figures for Estevan No. 5

1,279 people were counted in Estevan No. 5 in the 2021 Census. The census records a land area of 772.0 square kilometres for Estevan No. 5.

Dividing population by land area gives 1.7 residents per square kilometre, rounded to one decimal place.

By population it ranks 80 among the Saskatchewan places covered here.

The place record for Estevan No. 5 covers 772.0 square kilometres and 1,279 residents, a density of 1.7 people per square kilometre.

The Saskatchewan rules that apply

Consumer credit in Saskatchewan is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

The federal payday lending regulations, SOR/2024-114, cap the cost of borrowing at $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced in Saskatchewan, which the federal Payday Lending Regulations (SOR/2024-114) list as a province that regulates the product.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

The density figure for Estevan No. 5, 1.7 people per square kilometre, is calculated from the population and land area above.

The land area recorded for Estevan No. 5 is 772.0 square kilometres, and the population is 1,279 residents in the 2021 Census.

The Estevan No. 5 page follows the same structure as every other place page, with population, land area, density and rank.

For Estevan No. 5, the two census fields above are the only local statistics used anywhere on the page.

Estevan No. 5 ranks 80 by 2021 Census population among the covered places in Saskatchewan.

Estevan No. 5 is one of 733 covered Saskatchewan places, counted at 1,279 residents with a land area of 772.0 square kilometres.

Estevan No. 5 appears in the census record with 1,279 residents, and the density of 1.7 people per square kilometre follows from it.

At 1,279 residents in the 2021 Census, Estevan No. 5 is listed alongside the other covered places in Saskatchewan.

Readers comparing Estevan No. 5 with another community can use the same four census fields.

Nothing on the Estevan No. 5 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Estevan No. 5 sits at rank 80 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

Where a figure for Estevan No. 5 could not be verified, the page names the publisher instead of printing a number.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Where a figure could not be verified, the page names the publisher instead of printing a number.