Borrowing in Estevan, Saskatchewan

Estevan, Saskatchewan, recorded a population of 10,851 in the 2021 Census; the rules that govern a loan signed there are provincial.

The census figures for Estevan

Estevan recorded a population of 10,851 in Statistics Canada's 2021 Census of Population. Its land area is 18.3 square kilometres.

The calculated density is 593.0 people per square kilometre.

The 2021 Census population places it at rank 11 in the province.

The place record for Estevan covers 18.3 square kilometres and 10,851 residents, a density of 593.0 people per square kilometre.

The Saskatchewan rules that apply

The regulator for consumer credit in Saskatchewan is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) list Saskatchewan among the provinces that regulate payday lending, where the federal Payday Lending Regulations (SOR/2024-114) cap the cost of borrowing at $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced.

Size changes the census figures, not the rules; this community falls in the lower-middle band.

How borrowing works locally

A revolving product charges interest on the outstanding balance, while an instalment product charges a fixed schedule of payments.

A payday advance is repaid on a pay date, while an instalment loan is repaid over a set number of payments. Joint applications combine two incomes and two sets of obligations in the same assessment.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

• Mortgage refinancing: Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs.
• Cash advance loans: Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance.

Where a figure for Estevan could not be verified, the page names the publisher instead of printing a number.

The Estevan page follows the same structure as every other place page, with population, land area, density and rank.

At 10,851 residents in the 2021 Census, Estevan is listed alongside the other covered places in Saskatchewan.

The land area recorded for Estevan is 18.3 square kilometres, and the population is 10,851 residents in the 2021 Census.

The density figure for Estevan, 593.0 people per square kilometre, is calculated from the population and land area above.

Nothing on the Estevan page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Readers comparing Estevan with another community can use the same four census fields.

Estevan appears in the census record with 10,851 residents, and the density of 593.0 people per square kilometre follows from it.

For Estevan, the two census fields above are the only local statistics used anywhere on the page.

Estevan is one of 733 covered Saskatchewan places, counted at 10,851 residents with a land area of 18.3 square kilometres.

Estevan sits at rank 11 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Where a figure could not be verified, the page names the publisher instead of printing a number.