Borrowing in Fertile Valley No. 285, Saskatchewan

A loan taken out in Fertile Valley No. 285 is governed by Saskatchewan's licensing rules, and the 2021 Census counted 604 people in the community.

The census figures for Fertile Valley No. 285

The 2021 Census counted 604 residents in Fertile Valley No. 285. The census records a land area of 1010.2 square kilometres for Fertile Valley No. 285.

The arithmetic gives 0.6 people per square kilometre.

By population it ranks 243 among the Saskatchewan places covered here.

Fertile Valley No. 285 therefore appears at rank 243 of 733 covered Saskatchewan places, with a density of 0.6 people per square kilometre.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• No credit check loans: What lenders who advertise without a credit check actually look at instead, and where the cost goes.
• Mortgage refinancing: Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs.

The Saskatchewan rules that apply

Provincial or territorial law decides who may lend in Saskatchewan, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

Payday lending is licensed in Saskatchewan; the federal Payday Lending Regulations (SOR/2024-114) publish a cap of $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced, and notes that a province may set a lower figure.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

How borrowing works locally

A lender's assessment looks at income, existing obligations, the credit file, and the asset pledged where there is one.

A longer amortisation lowers each payment and raises the total interest paid over the life of the loan. Interest on a line of credit accrues only on the drawn portion, not on the unused limit.

Nothing on the Fertile Valley No. 285 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The density figure for Fertile Valley No. 285, 0.6 people per square kilometre, is calculated from the population and land area above.

Fertile Valley No. 285 sits at rank 243 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

At 604 residents in the 2021 Census, Fertile Valley No. 285 is listed alongside the other covered places in Saskatchewan.

Where a figure for Fertile Valley No. 285 could not be verified, the page names the publisher instead of printing a number.

Readers comparing Fertile Valley No. 285 with another community can use the same four census fields.

The Fertile Valley No. 285 page follows the same structure as every other place page, with population, land area, density and rank.

For Fertile Valley No. 285, the two census fields above are the only local statistics used anywhere on the page.

Fertile Valley No. 285 appears in the census record with 604 residents, and the density of 0.6 people per square kilometre follows from it.

Fertile Valley No. 285 ranks 243 by 2021 Census population among the covered places in Saskatchewan.

Fertile Valley No. 285 is one of 733 covered Saskatchewan places, counted at 604 residents with a land area of 1010.2 square kilometres.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.