Borrowing in Fishing Lake 89, Saskatchewan

Fishing Lake 89 is one of the Saskatchewan communities covered here, with a 2021 Census population of 506, and borrowing there is licensed under Saskatchewan's consumer credit rules.

The Saskatchewan rules that apply

Licensing for consumer credit in Saskatchewan sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

The federal payday lending regulations, SOR/2024-114, cap the cost of borrowing at $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced in Saskatchewan, which the federal Payday Lending Regulations (SOR/2024-114) list as a province that regulates the product.

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

How borrowing works locally

Interest on a line of credit accrues only on the drawn portion, not on the unused limit.

A revolving product charges interest on the outstanding balance, while an instalment product charges a fixed schedule of payments. Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation.

The census figures for Fishing Lake 89

The 2021 Census counted 506 residents in Fishing Lake 89. The census records a land area of 33.2 square kilometres for Fishing Lake 89.

Population divided by land area produces a density of 15.3 people per square kilometre.

Among covered Saskatchewan places, Fishing Lake 89 sits at rank 299 by population.

Within Saskatchewan, Fishing Lake 89 is place number 299 by population in this census set, at 506 residents.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

• Mortgage refinancing: Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs.
• Cash advance loans: Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance.

The density figure for Fishing Lake 89, 15.3 people per square kilometre, is calculated from the population and land area above.

Fishing Lake 89 appears in the census record with 506 residents, and the density of 15.3 people per square kilometre follows from it.

Fishing Lake 89 is one of 733 covered Saskatchewan places, counted at 506 residents with a land area of 33.2 square kilometres.

At 506 residents in the 2021 Census, Fishing Lake 89 is listed alongside the other covered places in Saskatchewan.

Where a figure for Fishing Lake 89 could not be verified, the page names the publisher instead of printing a number.

The Fishing Lake 89 page follows the same structure as every other place page, with population, land area, density and rank.

Readers comparing Fishing Lake 89 with another community can use the same four census fields.

Fishing Lake 89 sits at rank 299 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

Fishing Lake 89 ranks 299 by 2021 Census population among the covered places in Saskatchewan.

For Fishing Lake 89, the two census fields above are the only local statistics used anywhere on the page.

Nothing on the Fishing Lake 89 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Where a figure could not be verified, the page names the publisher instead of printing a number.