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Borrowing in Grass Lake No. 381, Saskatchewan

How borrowing works in Grass Lake No. 381, Saskatchewan, where the 2021 Census counted 389 residents.

Province Saskatchewan (SK)
Population, 2021 Census 389
Land area 772.9 km²
Provincial regulator See the FCAC list

Grass Lake No. 381 is one of the Saskatchewan communities covered here, with a 2021 Census population of 389, and borrowing there is licensed under Saskatchewan's consumer credit rules.

The Saskatchewan rules that apply

Consumer credit in Saskatchewan is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

In Saskatchewan, payday lending operates under a licensed provincial regime, and the federal Payday Lending Regulations (SOR/2024-114) record a maximum cost of borrowing of $14 for each $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced under SOR/2024-114.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

The census figures for Grass Lake No. 381

389 people were counted in Grass Lake No. 381 in the 2021 Census. Its land area is 772.9 square kilometres.

The arithmetic gives 0.5 people per square kilometre.

Grass Lake No. 381 ranks 379 by population among the Saskatchewan places on this site.

Grass Lake No. 381 is one of 733 places listed for Saskatchewan, ranked 379 by population and measured at 772.9 square kilometres.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

  • Personal loans: A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept.
  • Mortgage loans: Borrowing against residential property, including how a federally regulated lender tests the file.

How borrowing works locally

A prepayment privilege allows a borrower to pay more than the scheduled amount, sometimes with a charge attached.

Interest on a line of credit accrues only on the drawn portion, not on the unused limit. A consumer proposal or a bankruptcy is administered by a licensed insolvency trustee rather than by a lender.

Readers comparing Grass Lake No. 381 with another community can use the same four census fields.

Grass Lake No. 381 appears in the census record with 389 residents, and the density of 0.5 people per square kilometre follows from it.

At 389 residents in the 2021 Census, Grass Lake No. 381 is listed alongside the other covered places in Saskatchewan.

For Grass Lake No. 381, the two census fields above are the only local statistics used anywhere on the page.

Nothing on the Grass Lake No. 381 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Grass Lake No. 381 ranks 379 by 2021 Census population among the covered places in Saskatchewan.

Grass Lake No. 381 is one of 733 covered Saskatchewan places, counted at 389 residents with a land area of 772.9 square kilometres.

Where a figure for Grass Lake No. 381 could not be verified, the page names the publisher instead of printing a number.

The land area recorded for Grass Lake No. 381 is 772.9 square kilometres, and the population is 389 residents in the 2021 Census.

The density figure for Grass Lake No. 381, 0.5 people per square kilometre, is calculated from the population and land area above.

Grass Lake No. 381 sits at rank 379 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Grass Lake No. 381

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

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