Borrowing in Gravelbourg, Saskatchewan

With 986 residents counted in the 2021 Census, Gravelbourg sits inside Saskatchewan's provincial lending framework.

The census figures for Gravelbourg

Gravelbourg recorded a population of 986 in Statistics Canada's 2021 Census of Population. Land area for Gravelbourg is 3.2 square kilometres in the same census.

The calculated density is 307.2 people per square kilometre.

The 2021 Census population places it at rank 126 in the province.

Gravelbourg therefore appears at rank 126 of 733 covered Saskatchewan places, with a density of 307.2 people per square kilometre.

The Saskatchewan rules that apply

The regulator for consumer credit in Saskatchewan is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) count Saskatchewan among the provinces with payday lending rules, where the published maximum cost of borrowing is $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced under SOR/2024-114.

At the small end of the census range, the community still borrows inside the province's licensing system.

How borrowing works locally

Payment history is reported to credit agencies, and that record is what builds or damages a credit file over time.

A broker arranges credit but does not lend, and the lender remains the party that makes the decision. Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

• Unsecured loans: Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone.
• Business loans: Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit.

Readers comparing Gravelbourg with another community can use the same four census fields.

At 986 residents in the 2021 Census, Gravelbourg is listed alongside the other covered places in Saskatchewan.

Gravelbourg is one of 733 covered Saskatchewan places, counted at 986 residents with a land area of 3.2 square kilometres.

Gravelbourg sits at rank 126 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

Gravelbourg ranks 126 by 2021 Census population among the covered places in Saskatchewan.

Gravelbourg appears in the census record with 986 residents, and the density of 307.2 people per square kilometre follows from it.

The Gravelbourg page follows the same structure as every other place page, with population, land area, density and rank.

For Gravelbourg, the two census fields above are the only local statistics used anywhere on the page.

Where a figure for Gravelbourg could not be verified, the page names the publisher instead of printing a number.

The density figure for Gravelbourg, 307.2 people per square kilometre, is calculated from the population and land area above.

The land area recorded for Gravelbourg is 3.2 square kilometres, and the population is 986 residents in the 2021 Census.

Nothing on the Gravelbourg page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.