Borrowing in Holdfast, Saskatchewan

A loan taken out in Holdfast is governed by Saskatchewan's licensing rules, and the 2021 Census counted 173 people in the community.

The census figures for Holdfast

Population for Holdfast stands at 173 in the 2021 Census. Its land area is 1.3 square kilometres.

The arithmetic gives 131.1 people per square kilometre.

Its provincial population rank is 635 within this data set.

Holdfast sits at rank 635 among the 733 Saskatchewan places here, with 173 residents in the 2021 Census.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• Debt consolidation loans: Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps.
• Personal loans: A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept.

The Saskatchewan rules that apply

The regulator for consumer credit in Saskatchewan is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) count Saskatchewan among the provinces with payday lending rules, where the published maximum cost of borrowing is $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced under SOR/2024-114.

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

How borrowing works locally

A prepayment privilege allows a borrower to pay more than the scheduled amount, sometimes with a charge attached.

A secured product gives the lender a claim on a named asset, which is why its price is usually lower than an unsecured equivalent. Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation.

Where a figure for Holdfast could not be verified, the page names the publisher instead of printing a number.

The land area recorded for Holdfast is 1.3 square kilometres, and the population is 173 residents in the 2021 Census.

Nothing on the Holdfast page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

At 173 residents in the 2021 Census, Holdfast is listed alongside the other covered places in Saskatchewan.

Readers comparing Holdfast with another community can use the same four census fields.

The density figure for Holdfast, 131.1 people per square kilometre, is calculated from the population and land area above.

Holdfast appears in the census record with 173 residents, and the density of 131.1 people per square kilometre follows from it.

Holdfast ranks 635 by 2021 Census population among the covered places in Saskatchewan.

Holdfast sits at rank 635 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

For Holdfast, the two census fields above are the only local statistics used anywhere on the page.

The Holdfast page follows the same structure as every other place page, with population, land area, density and rank.

Holdfast is one of 733 covered Saskatchewan places, counted at 173 residents with a land area of 1.3 square kilometres.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.