Borrowing in Hudson Bay No. 394, Saskatchewan

Hudson Bay No. 394 is one of the Saskatchewan communities covered here, with a 2021 Census population of 1,145, and borrowing there is licensed under Saskatchewan's consumer credit rules.

How borrowing works locally

A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file.

Joint applications combine two incomes and two sets of obligations in the same assessment. Debt management plans are administered by accredited credit counsellors, and they are not loans.

Products compared here

Each product below has its own page, and the Saskatchewan position applies to all of them.

• Mortgage loans: Borrowing against residential property, including how a federally regulated lender tests the file.
• Debt relief programs: The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them.

The census figures for Hudson Bay No. 394

The 2021 Census counted 1,145 residents in Hudson Bay No. 394. The census records a land area of 12399.1 square kilometres for Hudson Bay No. 394.

Population divided by land area produces a density of 0.1 people per square kilometre.

Among covered Saskatchewan places, Hudson Bay No. 394 sits at rank 104 by population.

Hudson Bay No. 394 is one of 733 places listed for Saskatchewan, ranked 104 by population and measured at 12399.1 square kilometres.

The Saskatchewan rules that apply

Consumer lending in Saskatchewan is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

A payday advance in Saskatchewan falls under a provincial licensing regime, and the cost of borrowing is capped at $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced according to the federal Payday Lending Regulations (SOR/2024-114).

The lowest band groups villages, rural municipalities and small towns, all read against the same provincial rulebook.

The land area recorded for Hudson Bay No. 394 is 12399.1 square kilometres, and the population is 1,145 residents in the 2021 Census.

Hudson Bay No. 394 sits at rank 104 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

Hudson Bay No. 394 is one of 733 covered Saskatchewan places, counted at 1,145 residents with a land area of 12399.1 square kilometres.

Where a figure for Hudson Bay No. 394 could not be verified, the page names the publisher instead of printing a number.

The Hudson Bay No. 394 page follows the same structure as every other place page, with population, land area, density and rank.

Hudson Bay No. 394 ranks 104 by 2021 Census population among the covered places in Saskatchewan.

Readers comparing Hudson Bay No. 394 with another community can use the same four census fields.

Hudson Bay No. 394 appears in the census record with 1,145 residents, and the density of 0.1 people per square kilometre follows from it.

Nothing on the Hudson Bay No. 394 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

At 1,145 residents in the 2021 Census, Hudson Bay No. 394 is listed alongside the other covered places in Saskatchewan.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Where a figure could not be verified, the page names the publisher instead of printing a number.