Borrowing in Hudson Bay, Saskatchewan

Hudson Bay is one of the Saskatchewan places covered here, with 1,403 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

The Saskatchewan rules that apply

Licensing for consumer credit in Saskatchewan sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

In Saskatchewan, payday lending operates under a licensed provincial regime, and the federal Payday Lending Regulations (SOR/2024-114) record a maximum cost of borrowing of $14 for each $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced under SOR/2024-114.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

How borrowing works locally

A credit file is compiled by private agencies from information lenders and other creditors report.

A deposit or trade-in reduces the amount financed and therefore the interest charged over the term. A lender's assessment looks at income, existing obligations, the credit file, and the asset pledged where there is one.

The census figures for Hudson Bay

In the 2021 Census, Hudson Bay had 1,403 residents. The census records a land area of 17.4 square kilometres for Hudson Bay.

On those two figures, density is 80.7 residents per square kilometre when rounded to one decimal place.

Among covered Saskatchewan places, Hudson Bay sits at rank 71 by population.

Compared with the other 733 covered Saskatchewan places, Hudson Bay ranks 71 by population.

Products compared here

Each product below has its own page, and the Saskatchewan position applies to all of them.

• Cash advance loans: Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance.
• Lines of credit: A revolving limit you draw on and repay, usually paying interest only on what is outstanding.

The density figure for Hudson Bay, 80.7 people per square kilometre, is calculated from the population and land area above.

Nothing on the Hudson Bay page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The Hudson Bay page follows the same structure as every other place page, with population, land area, density and rank.

Where a figure for Hudson Bay could not be verified, the page names the publisher instead of printing a number.

Hudson Bay appears in the census record with 1,403 residents, and the density of 80.7 people per square kilometre follows from it.

Hudson Bay is one of 733 covered Saskatchewan places, counted at 1,403 residents with a land area of 17.4 square kilometres.

Readers comparing Hudson Bay with another community can use the same four census fields.

At 1,403 residents in the 2021 Census, Hudson Bay is listed alongside the other covered places in Saskatchewan.

For Hudson Bay, the two census fields above are the only local statistics used anywhere on the page.

Hudson Bay sits at rank 71 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

Hudson Bay ranks 71 by 2021 Census population among the covered places in Saskatchewan.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.