Borrowing in Imperial, Saskatchewan

With 372 residents counted in the 2021 Census, Imperial sits inside Saskatchewan's provincial lending framework.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

• Payday loans: Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit.
• No credit check loans: What lenders who advertise without a credit check actually look at instead, and where the cost goes.

How borrowing works locally

A credit file is compiled by private agencies from information lenders and other creditors report.

A prepayment privilege allows a borrower to pay more than the scheduled amount, sometimes with a charge attached. A deposit or trade-in reduces the amount financed and therefore the interest charged over the term.

The Saskatchewan rules that apply

Consumer lending in Saskatchewan is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

In Saskatchewan, payday lending operates under a licensed provincial regime, and the federal Payday Lending Regulations (SOR/2024-114) record a maximum cost of borrowing of $14 for each $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced under SOR/2024-114.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

The census figures for Imperial

Population for Imperial stands at 372 in the 2021 Census. Statistics Canada lists 1.2 square kilometres of land for the community.

On those two figures, density is 310.0 residents per square kilometre when rounded to one decimal place.

By population it ranks 399 among the Saskatchewan places covered here.

The place record for Imperial covers 1.2 square kilometres and 372 residents, a density of 310.0 people per square kilometre.

Imperial sits at rank 399 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

Where a figure for Imperial could not be verified, the page names the publisher instead of printing a number.

At 372 residents in the 2021 Census, Imperial is listed alongside the other covered places in Saskatchewan.

Readers comparing Imperial with another community can use the same four census fields.

The land area recorded for Imperial is 1.2 square kilometres, and the population is 372 residents in the 2021 Census.

Imperial is one of 733 covered Saskatchewan places, counted at 372 residents with a land area of 1.2 square kilometres.

For Imperial, the two census fields above are the only local statistics used anywhere on the page.

The Imperial page follows the same structure as every other place page, with population, land area, density and rank.

Imperial appears in the census record with 372 residents, and the density of 310.0 people per square kilometre follows from it.

The density figure for Imperial, 310.0 people per square kilometre, is calculated from the population and land area above.

Nothing on the Imperial page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Where a figure could not be verified, the page names the publisher instead of printing a number.