Borrowing in Ituna, Saskatchewan

With 726 residents counted in the 2021 Census, Ituna sits inside Saskatchewan's provincial lending framework.

The Saskatchewan rules that apply

Licensing for consumer credit in Saskatchewan sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) count Saskatchewan among the provinces with payday lending rules, where the published maximum cost of borrowing is $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced under SOR/2024-114.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

How borrowing works locally

Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists.

A secured product gives the lender a claim on a named asset, which is why its price is usually lower than an unsecured equivalent. Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation.

The census figures for Ituna

In the 2021 Census, Ituna had 726 residents. Statistics Canada lists 1.5 square kilometres of land for the community.

Population divided by land area produces a density of 493.9 people per square kilometre.

Its provincial population rank is 185 within this data set.

Ituna is one of 733 places listed for Saskatchewan, ranked 185 by population and measured at 1.5 square kilometres.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

• Secured loans: Borrowing against an asset, which lowers the price but puts the asset at risk if you default.
• Business lines of credit: A revolving operating limit for a business, and why it behaves differently from a term loan.

Ituna ranks 185 by 2021 Census population among the covered places in Saskatchewan.

Ituna is one of 733 covered Saskatchewan places, counted at 726 residents with a land area of 1.5 square kilometres.

Nothing on the Ituna page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Ituna appears in the census record with 726 residents, and the density of 493.9 people per square kilometre follows from it.

Where a figure for Ituna could not be verified, the page names the publisher instead of printing a number.

Readers comparing Ituna with another community can use the same four census fields.

The Ituna page follows the same structure as every other place page, with population, land area, density and rank.

Ituna sits at rank 185 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

For Ituna, the two census fields above are the only local statistics used anywhere on the page.

The land area recorded for Ituna is 1.5 square kilometres, and the population is 726 residents in the 2021 Census.

The density figure for Ituna, 493.9 people per square kilometre, is calculated from the population and land area above.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.