Borrowing in Kincaid, Saskatchewan

With 120 residents counted in the 2021 Census, Kincaid sits inside Saskatchewan's provincial lending framework.

How borrowing works locally

A credit file is compiled by private agencies from information lenders and other creditors report.

A deposit or trade-in reduces the amount financed and therefore the interest charged over the term. A consumer proposal or a bankruptcy is administered by a licensed insolvency trustee rather than by a lender.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

• Personal loans: A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept.
• Mortgage loans: Borrowing against residential property, including how a federally regulated lender tests the file.

The census figures for Kincaid

120 people were counted in Kincaid in the 2021 Census. Its land area is 0.5 square kilometres.

Dividing population by land area gives 222.2 residents per square kilometre, rounded to one decimal place.

Kincaid ranks 704 by population among the Saskatchewan places on this site.

Kincaid therefore appears at rank 704 of 733 covered Saskatchewan places, with a density of 222.2 people per square kilometre.

The Saskatchewan rules that apply

Licensing for consumer credit in Saskatchewan sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

The federal payday lending regulations, SOR/2024-114, cap the cost of borrowing at $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced in Saskatchewan, which the federal Payday Lending Regulations (SOR/2024-114) list as a province that regulates the product.

At the small end of the census range, the community still borrows inside the province's licensing system.

Kincaid is one of 733 covered Saskatchewan places, counted at 120 residents with a land area of 0.5 square kilometres.

The density figure for Kincaid, 222.2 people per square kilometre, is calculated from the population and land area above.

Kincaid sits at rank 704 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

The land area recorded for Kincaid is 0.5 square kilometres, and the population is 120 residents in the 2021 Census.

The Kincaid page follows the same structure as every other place page, with population, land area, density and rank.

Readers comparing Kincaid with another community can use the same four census fields.

Kincaid appears in the census record with 120 residents, and the density of 222.2 people per square kilometre follows from it.

Where a figure for Kincaid could not be verified, the page names the publisher instead of printing a number.

For Kincaid, the two census fields above are the only local statistics used anywhere on the page.

At 120 residents in the 2021 Census, Kincaid is listed alongside the other covered places in Saskatchewan.

Kincaid ranks 704 by 2021 Census population among the covered places in Saskatchewan.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Nothing here is an offer, and no page on this site can tell anyone what a lender will decide.