Borrowing in Kinistino No. 459, Saskatchewan

Kinistino No. 459 is one of the Saskatchewan places covered here, with 604 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

The Saskatchewan rules that apply

Provincial or territorial law decides who may lend in Saskatchewan, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

A payday advance in Saskatchewan falls under a provincial licensing regime, and the cost of borrowing is capped at $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced according to the federal Payday Lending Regulations (SOR/2024-114).

At the small end of the census range, the community still borrows inside the province's licensing system.

How borrowing works locally

Debt management plans are administered by accredited credit counsellors, and they are not loans.

A payday advance is repaid on a pay date, while an instalment loan is repaid over a set number of payments. A deposit or trade-in reduces the amount financed and therefore the interest charged over the term.

The census figures for Kinistino No. 459

In the 2021 Census, Kinistino No. 459 had 604 residents. Its land area is 921.7 square kilometres.

The arithmetic gives 0.7 people per square kilometre.

The community is the 245th largest place in the province within this census set.

Kinistino No. 459 is one of 733 places listed for Saskatchewan, ranked 245 by population and measured at 921.7 square kilometres.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

• Payday loans: Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit.
• No credit check loans: What lenders who advertise without a credit check actually look at instead, and where the cost goes.

Nothing on the Kinistino No. 459 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Kinistino No. 459 sits at rank 245 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

For Kinistino No. 459, the two census fields above are the only local statistics used anywhere on the page.

The density figure for Kinistino No. 459, 0.7 people per square kilometre, is calculated from the population and land area above.

The Kinistino No. 459 page follows the same structure as every other place page, with population, land area, density and rank.

Kinistino No. 459 is one of 733 covered Saskatchewan places, counted at 604 residents with a land area of 921.7 square kilometres.

Where a figure for Kinistino No. 459 could not be verified, the page names the publisher instead of printing a number.

At 604 residents in the 2021 Census, Kinistino No. 459 is listed alongside the other covered places in Saskatchewan.

Kinistino No. 459 ranks 245 by 2021 Census population among the covered places in Saskatchewan.

The land area recorded for Kinistino No. 459 is 921.7 square kilometres, and the population is 604 residents in the 2021 Census.

Kinistino No. 459 appears in the census record with 604 residents, and the density of 0.7 people per square kilometre follows from it.

Readers comparing Kinistino No. 459 with another community can use the same four census fields.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

The provincial rules apply wherever a borrower is in Saskatchewan; a municipal boundary does not change them.