Borrowing in Lajord No. 128, Saskatchewan

With 985 residents counted in the 2021 Census, Lajord No. 128 sits inside Saskatchewan's provincial lending framework.

The Saskatchewan rules that apply

Consumer lending in Saskatchewan is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

Payday lending is licensed in Saskatchewan; the federal Payday Lending Regulations (SOR/2024-114) publish a cap of $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced, and notes that a province may set a lower figure.

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

The census figures for Lajord No. 128

The 2021 Census counted 985 residents in Lajord No. 128. Land area for Lajord No. 128 is 945.1 square kilometres in the same census.

The arithmetic gives 1.0 people per square kilometre.

The community is the 127th largest place in the province within this census set.

Compared with the other 733 covered Saskatchewan places, Lajord No. 128 ranks 127 by population.

Products compared here

Each product below has its own page, and the Saskatchewan position applies to all of them.

• Personal loans: A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept.
• Mortgage loans: Borrowing against residential property, including how a federally regulated lender tests the file.

How borrowing works locally

A payday advance is repaid on a pay date, while an instalment loan is repaid over a set number of payments.

A prepayment privilege allows a borrower to pay more than the scheduled amount, sometimes with a charge attached. A deposit or trade-in reduces the amount financed and therefore the interest charged over the term.

Lajord No. 128 ranks 127 by 2021 Census population among the covered places in Saskatchewan.

Readers comparing Lajord No. 128 with another community can use the same four census fields.

Lajord No. 128 is one of 733 covered Saskatchewan places, counted at 985 residents with a land area of 945.1 square kilometres.

For Lajord No. 128, the two census fields above are the only local statistics used anywhere on the page.

At 985 residents in the 2021 Census, Lajord No. 128 is listed alongside the other covered places in Saskatchewan.

Nothing on the Lajord No. 128 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The Lajord No. 128 page follows the same structure as every other place page, with population, land area, density and rank.

The land area recorded for Lajord No. 128 is 945.1 square kilometres, and the population is 985 residents in the 2021 Census.

Where a figure for Lajord No. 128 could not be verified, the page names the publisher instead of printing a number.

Lajord No. 128 sits at rank 127 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

Lajord No. 128 appears in the census record with 985 residents, and the density of 1.0 people per square kilometre follows from it.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.