Borrowing in Langham, Saskatchewan

Langham is one of the Saskatchewan places covered here, with 1,518 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

The Saskatchewan rules that apply

Provincial or territorial law decides who may lend in Saskatchewan, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

The federal payday lending regulations, SOR/2024-114, cap the cost of borrowing at $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced in Saskatchewan, which the federal Payday Lending Regulations (SOR/2024-114) list as a province that regulates the product.

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

How borrowing works locally

Joint applications combine two incomes and two sets of obligations in the same assessment.

Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists. A deposit or trade-in reduces the amount financed and therefore the interest charged over the term.

The census figures for Langham

1,518 people were counted in Langham in the 2021 Census. The community covers 4.3 square kilometres of land.

Population divided by land area produces a density of 355.5 people per square kilometre.

The community is the 65th largest place in the province within this census set.

Within Saskatchewan, Langham is place number 65 by population in this census set, at 1,518 residents.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

• Instalment loans: A fixed number of fixed payments, sized larger and longer than a payday advance.
• Secured loans: Borrowing against an asset, which lowers the price but puts the asset at risk if you default.

Readers comparing Langham with another community can use the same four census fields.

The Langham page follows the same structure as every other place page, with population, land area, density and rank.

For Langham, the two census fields above are the only local statistics used anywhere on the page.

Langham ranks 65 by 2021 Census population among the covered places in Saskatchewan.

Where a figure for Langham could not be verified, the page names the publisher instead of printing a number.

At 1,518 residents in the 2021 Census, Langham is listed alongside the other covered places in Saskatchewan.

Langham is one of 733 covered Saskatchewan places, counted at 1,518 residents with a land area of 4.3 square kilometres.

Langham sits at rank 65 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

The density figure for Langham, 355.5 people per square kilometre, is calculated from the population and land area above.

Langham appears in the census record with 1,518 residents, and the density of 355.5 people per square kilometre follows from it.

The land area recorded for Langham is 4.3 square kilometres, and the population is 1,518 residents in the 2021 Census.

Nothing on the Langham page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.