Borrowing in Little Black Bear 84, Saskatchewan

With 173 residents counted in the 2021 Census, Little Black Bear 84 sits inside Saskatchewan's provincial lending framework.

The Saskatchewan rules that apply

Provincial or territorial law decides who may lend in Saskatchewan, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

A payday advance in Saskatchewan falls under a provincial licensing regime, and the cost of borrowing is capped at $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced according to the federal Payday Lending Regulations (SOR/2024-114).

At the small end of the census range, the community still borrows inside the province's licensing system.

How borrowing works locally

Debt management plans are administered by accredited credit counsellors, and they are not loans.

A revolving product charges interest on the outstanding balance, while an instalment product charges a fixed schedule of payments. A payday advance is repaid on a pay date, while an instalment loan is repaid over a set number of payments.

The census figures for Little Black Bear 84

Little Black Bear 84 recorded a population of 173 in Statistics Canada's 2021 Census of Population. The community covers 65.7 square kilometres of land.

That gives a density of 2.6 people per square kilometre, rounded to one decimal place.

Its provincial population rank is 636 within this data set.

Little Black Bear 84 therefore appears at rank 636 of 733 covered Saskatchewan places, with a density of 2.6 people per square kilometre.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• No credit check loans: What lenders who advertise without a credit check actually look at instead, and where the cost goes.
• Mortgage refinancing: Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs.

Little Black Bear 84 sits at rank 636 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

At 173 residents in the 2021 Census, Little Black Bear 84 is listed alongside the other covered places in Saskatchewan.

Where a figure for Little Black Bear 84 could not be verified, the page names the publisher instead of printing a number.

Readers comparing Little Black Bear 84 with another community can use the same four census fields.

Little Black Bear 84 ranks 636 by 2021 Census population among the covered places in Saskatchewan.

Little Black Bear 84 is one of 733 covered Saskatchewan places, counted at 173 residents with a land area of 65.7 square kilometres.

For Little Black Bear 84, the two census fields above are the only local statistics used anywhere on the page.

Little Black Bear 84 appears in the census record with 173 residents, and the density of 2.6 people per square kilometre follows from it.

The density figure for Little Black Bear 84, 2.6 people per square kilometre, is calculated from the population and land area above.

The Little Black Bear 84 page follows the same structure as every other place page, with population, land area, density and rank.

Nothing on the Little Black Bear 84 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.