Borrowing in Livingston No. 331, Saskatchewan

A loan taken out in Livingston No. 331 is governed by Saskatchewan's licensing rules, and the 2021 Census counted 281 people in the community.

How borrowing works locally

A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file.

A consumer proposal or a bankruptcy is administered by a licensed insolvency trustee rather than by a lender. Joint applications combine two incomes and two sets of obligations in the same assessment.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

• Lines of credit: A revolving limit you draw on and repay, usually paying interest only on what is outstanding.
• Home renovation loans: Paying for work on a property, from a small unsecured instalment loan to a secured renovation product.

The census figures for Livingston No. 331

Statistics Canada's 2021 Census gives Livingston No. 331 a population of 281. Statistics Canada lists 1326.2 square kilometres of land for the community.

That gives a density of 0.2 people per square kilometre, rounded to one decimal place.

The 2021 Census population places it at rank 499 in the province.

Within Saskatchewan, Livingston No. 331 is place number 499 by population in this census set, at 281 residents.

The Saskatchewan rules that apply

The regulator for consumer credit in Saskatchewan is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) count Saskatchewan among the provinces with payday lending rules, where the published maximum cost of borrowing is $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced under SOR/2024-114.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

The Livingston No. 331 page follows the same structure as every other place page, with population, land area, density and rank.

Livingston No. 331 is one of 733 covered Saskatchewan places, counted at 281 residents with a land area of 1326.2 square kilometres.

Livingston No. 331 appears in the census record with 281 residents, and the density of 0.2 people per square kilometre follows from it.

Livingston No. 331 sits at rank 499 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

Livingston No. 331 ranks 499 by 2021 Census population among the covered places in Saskatchewan.

The land area recorded for Livingston No. 331 is 1326.2 square kilometres, and the population is 281 residents in the 2021 Census.

Readers comparing Livingston No. 331 with another community can use the same four census fields.

The density figure for Livingston No. 331, 0.2 people per square kilometre, is calculated from the population and land area above.

Nothing on the Livingston No. 331 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Where a figure for Livingston No. 331 could not be verified, the page names the publisher instead of printing a number.

For Livingston No. 331, the two census fields above are the only local statistics used anywhere on the page.

At 281 residents in the 2021 Census, Livingston No. 331 is listed alongside the other covered places in Saskatchewan.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.