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Borrowing in Lost River No. 313, Saskatchewan

Lost River No. 313 is one of the Saskatchewan communities covered here, with 252 people counted in the 2021 Census; this page sets out the local facts and the provincial lending position.

Province Saskatchewan (SK)
Population, 2021 Census 252
Land area 550.0 km²
Provincial regulator See the FCAC list

Lost River No. 313 is one of the Saskatchewan communities covered here, with a 2021 Census population of 252, and borrowing there is licensed under Saskatchewan's consumer credit rules.

The Saskatchewan rules that apply

Consumer credit in Saskatchewan is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) count Saskatchewan among the provinces with payday lending rules, where the published maximum cost of borrowing is $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced under SOR/2024-114.

At the small end of the census range, the community still borrows inside the province's licensing system.

How borrowing works locally

An application usually asks for identification, income evidence, banking details and a statement of obligations.

A prepayment privilege allows a borrower to pay more than the scheduled amount, sometimes with a charge attached. Joint applications combine two incomes and two sets of obligations in the same assessment.

The census figures for Lost River No. 313

In the 2021 Census, Lost River No. 313 had 252 residents. Land area for Lost River No. 313 is 550.0 square kilometres in the same census.

The calculated density is 0.5 people per square kilometre.

Its provincial population rank is 545 within this data set.

Within Saskatchewan, Lost River No. 313 is place number 545 by population in this census set, at 252 residents.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

  • Collateral loans: Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.
  • Car loans: Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit.

Where a figure for Lost River No. 313 could not be verified, the page names the publisher instead of printing a number.

Lost River No. 313 sits at rank 545 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

Lost River No. 313 ranks 545 by 2021 Census population among the covered places in Saskatchewan.

At 252 residents in the 2021 Census, Lost River No. 313 is listed alongside the other covered places in Saskatchewan.

Readers comparing Lost River No. 313 with another community can use the same four census fields.

For Lost River No. 313, the two census fields above are the only local statistics used anywhere on the page.

Lost River No. 313 is one of 733 covered Saskatchewan places, counted at 252 residents with a land area of 550.0 square kilometres.

The land area recorded for Lost River No. 313 is 550.0 square kilometres, and the population is 252 residents in the 2021 Census.

Nothing on the Lost River No. 313 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Lost River No. 313 appears in the census record with 252 residents, and the density of 0.5 people per square kilometre follows from it.

The density figure for Lost River No. 313, 0.5 people per square kilometre, is calculated from the population and land area above.

The Lost River No. 313 page follows the same structure as every other place page, with population, land area, density and rank.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Where a figure could not be verified, the page names the publisher instead of printing a number.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Lost River No. 313

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

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