Borrowing in Manitou Beach, Saskatchewan

Manitou Beach is one of the Saskatchewan communities covered here, with a 2021 Census population of 364, and borrowing there is licensed under Saskatchewan's consumer credit rules.

The census figures for Manitou Beach

The 2021 Census counted 364 residents in Manitou Beach. Land area for Manitou Beach is 2.3 square kilometres in the same census.

Dividing population by land area gives 159.6 residents per square kilometre, rounded to one decimal place.

Manitou Beach ranks 412 by population among the Saskatchewan places on this site.

Manitou Beach sits at rank 412 among the 733 Saskatchewan places here, with 364 residents in the 2021 Census.

The Saskatchewan rules that apply

Provincial or territorial law decides who may lend in Saskatchewan, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

The federal Payday Lending Regulations (SOR/2024-114) count Saskatchewan among the provinces with payday lending rules, where the published maximum cost of borrowing is $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced under SOR/2024-114.

The lowest band groups villages, rural municipalities and small towns, all read against the same provincial rulebook.

How borrowing works locally

A secured product gives the lender a claim on a named asset, which is why its price is usually lower than an unsecured equivalent.

Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists. Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation.

Products compared here

Each product below has its own page, and the Saskatchewan position applies to all of them.

• Home renovation loans: Paying for work on a property, from a small unsecured instalment loan to a secured renovation product.
• Emergency loans: Money for an urgent expense, and the order in which a sensible borrower works through the options.

Readers comparing Manitou Beach with another community can use the same four census fields.

For Manitou Beach, the two census fields above are the only local statistics used anywhere on the page.

The density figure for Manitou Beach, 159.6 people per square kilometre, is calculated from the population and land area above.

At 364 residents in the 2021 Census, Manitou Beach is listed alongside the other covered places in Saskatchewan.

Manitou Beach ranks 412 by 2021 Census population among the covered places in Saskatchewan.

Manitou Beach is one of 733 covered Saskatchewan places, counted at 364 residents with a land area of 2.3 square kilometres.

Where a figure for Manitou Beach could not be verified, the page names the publisher instead of printing a number.

The land area recorded for Manitou Beach is 2.3 square kilometres, and the population is 364 residents in the 2021 Census.

Manitou Beach appears in the census record with 364 residents, and the density of 159.6 people per square kilometre follows from it.

Manitou Beach sits at rank 412 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

Nothing on the Manitou Beach page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The Manitou Beach page follows the same structure as every other place page, with population, land area, density and rank.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.