Borrowing in Marcelin, Saskatchewan

Marcelin, Saskatchewan, recorded a population of 142 in the 2021 Census; the rules that govern a loan signed there are provincial.

The census figures for Marcelin

Marcelin recorded a population of 142 in Statistics Canada's 2021 Census of Population. Its land area is 1.3 square kilometres.

The arithmetic gives 110.1 people per square kilometre.

Marcelin ranks 672 by population among the Saskatchewan places on this site.

The place record for Marcelin covers 1.3 square kilometres and 142 residents, a density of 110.1 people per square kilometre.

The Saskatchewan rules that apply

The regulator for consumer credit in Saskatchewan is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

In Saskatchewan, payday lending operates under a licensed provincial regime, and the federal Payday Lending Regulations (SOR/2024-114) record a maximum cost of borrowing of $14 for each $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced under SOR/2024-114.

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

How borrowing works locally

Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed.

A mortgage is registered against the property, which is what gives the lender its claim. Debt management plans are administered by accredited credit counsellors, and they are not loans.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

• Cash advance loans: Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance.
• Lines of credit: A revolving limit you draw on and repay, usually paying interest only on what is outstanding.

Nothing on the Marcelin page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Marcelin appears in the census record with 142 residents, and the density of 110.1 people per square kilometre follows from it.

Where a figure for Marcelin could not be verified, the page names the publisher instead of printing a number.

The land area recorded for Marcelin is 1.3 square kilometres, and the population is 142 residents in the 2021 Census.

Readers comparing Marcelin with another community can use the same four census fields.

At 142 residents in the 2021 Census, Marcelin is listed alongside the other covered places in Saskatchewan.

For Marcelin, the two census fields above are the only local statistics used anywhere on the page.

Marcelin is one of 733 covered Saskatchewan places, counted at 142 residents with a land area of 1.3 square kilometres.

The density figure for Marcelin, 110.1 people per square kilometre, is calculated from the population and land area above.

Marcelin ranks 672 by 2021 Census population among the covered places in Saskatchewan.

The Marcelin page follows the same structure as every other place page, with population, land area, density and rank.

Marcelin sits at rank 672 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.