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Borrowing in Mervin No. 499, Saskatchewan

Mervin No. 499 is one of the Saskatchewan communities covered here, with 1,711 people counted in the 2021 Census; this page sets out the local facts and the provincial lending position.

Province Saskatchewan (SK)
Population, 2021 Census 1,711
Land area 1581.7 km²
Provincial regulator See the FCAC list

With 1,711 residents counted in the 2021 Census, Mervin No. 499 sits inside Saskatchewan's provincial lending framework.

The census figures for Mervin No. 499

In the 2021 Census, Mervin No. 499 had 1,711 residents. The community covers 1581.7 square kilometres of land.

The calculated density is 1.1 people per square kilometre.

Its provincial population rank is 60 within this data set.

Mervin No. 499 therefore appears at rank 60 of 733 covered Saskatchewan places, with a density of 1.1 people per square kilometre.

The Saskatchewan rules that apply

Consumer lending in Saskatchewan is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

Payday lending is licensed in Saskatchewan; the federal Payday Lending Regulations (SOR/2024-114) publish a cap of $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced, and notes that a province may set a lower figure.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

How borrowing works locally

A revolving product charges interest on the outstanding balance, while an instalment product charges a fixed schedule of payments.

A credit file is compiled by private agencies from information lenders and other creditors report. A lender's assessment looks at income, existing obligations, the credit file, and the asset pledged where there is one.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

  • No credit check loans: What lenders who advertise without a credit check actually look at instead, and where the cost goes.
  • Mortgage refinancing: Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs.

Mervin No. 499 appears in the census record with 1,711 residents, and the density of 1.1 people per square kilometre follows from it.

The density figure for Mervin No. 499, 1.1 people per square kilometre, is calculated from the population and land area above.

The land area recorded for Mervin No. 499 is 1581.7 square kilometres, and the population is 1,711 residents in the 2021 Census.

Mervin No. 499 ranks 60 by 2021 Census population among the covered places in Saskatchewan.

For Mervin No. 499, the two census fields above are the only local statistics used anywhere on the page.

Mervin No. 499 is one of 733 covered Saskatchewan places, counted at 1,711 residents with a land area of 1581.7 square kilometres.

Readers comparing Mervin No. 499 with another community can use the same four census fields.

At 1,711 residents in the 2021 Census, Mervin No. 499 is listed alongside the other covered places in Saskatchewan.

Where a figure for Mervin No. 499 could not be verified, the page names the publisher instead of printing a number.

The Mervin No. 499 page follows the same structure as every other place page, with population, land area, density and rank.

Mervin No. 499 sits at rank 60 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Nothing here is an offer, and no page on this site can tell anyone what a lender will decide.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Mervin No. 499

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

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