Borrowing in Moose Jaw No. 161, Saskatchewan

A loan taken out in Moose Jaw No. 161 is governed by Saskatchewan's licensing rules, and the 2021 Census counted 1,207 people in the community.

The census figures for Moose Jaw No. 161

Population for Moose Jaw No. 161 stands at 1,207 in the 2021 Census. The census records a land area of 777.6 square kilometres for Moose Jaw No. 161.

Dividing population by land area gives 1.6 residents per square kilometre, rounded to one decimal place.

Among covered Saskatchewan places, Moose Jaw No. 161 sits at rank 96 by population.

Compared with the other 733 covered Saskatchewan places, Moose Jaw No. 161 ranks 96 by population.

The Saskatchewan rules that apply

The body that licenses consumer lending in Saskatchewan is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) count Saskatchewan among the provinces with payday lending rules, where the published maximum cost of borrowing is $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced under SOR/2024-114.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

How borrowing works locally

A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file.

Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation. Joint applications combine two incomes and two sets of obligations in the same assessment.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

• Home equity loans: Converting property equity into credit, and the difference between a lump sum and a revolving limit.
• Payday loans: Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit.

At 1,207 residents in the 2021 Census, Moose Jaw No. 161 is listed alongside the other covered places in Saskatchewan.

Nothing on the Moose Jaw No. 161 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Moose Jaw No. 161 appears in the census record with 1,207 residents, and the density of 1.6 people per square kilometre follows from it.

Moose Jaw No. 161 ranks 96 by 2021 Census population among the covered places in Saskatchewan.

The Moose Jaw No. 161 page follows the same structure as every other place page, with population, land area, density and rank.

Moose Jaw No. 161 sits at rank 96 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

Moose Jaw No. 161 is one of 733 covered Saskatchewan places, counted at 1,207 residents with a land area of 777.6 square kilometres.

The density figure for Moose Jaw No. 161, 1.6 people per square kilometre, is calculated from the population and land area above.

Where a figure for Moose Jaw No. 161 could not be verified, the page names the publisher instead of printing a number.

For Moose Jaw No. 161, the two census fields above are the only local statistics used anywhere on the page.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.