Borrowing in Moosomin 112B, Saskatchewan

Moosomin 112B, Saskatchewan, recorded a population of 715 in the 2021 Census; the rules that govern a loan signed there are provincial.

The Saskatchewan rules that apply

Provincial or territorial law decides who may lend in Saskatchewan, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

The federal Payday Lending Regulations (SOR/2024-114) list Saskatchewan among the provinces that regulate payday lending, where the federal Payday Lending Regulations (SOR/2024-114) cap the cost of borrowing at $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

How borrowing works locally

A lender's assessment looks at income, existing obligations, the credit file, and the asset pledged where there is one.

A longer amortisation lowers each payment and raises the total interest paid over the life of the loan. Debt management plans are administered by accredited credit counsellors, and they are not loans.

The census figures for Moosomin 112B

Moosomin 112B recorded a population of 715 in Statistics Canada's 2021 Census of Population. Land area for Moosomin 112B is 69.4 square kilometres in the same census.

Dividing population by land area gives 10.3 residents per square kilometre, rounded to one decimal place.

The 2021 Census population places it at rank 191 in the province.

The place record for Moosomin 112B covers 69.4 square kilometres and 715 residents, a density of 10.3 people per square kilometre.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

• Collateral loans: Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.
• Car loans: Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit.

Nothing on the Moosomin 112B page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Readers comparing Moosomin 112B with another community can use the same four census fields.

Moosomin 112B appears in the census record with 715 residents, and the density of 10.3 people per square kilometre follows from it.

The land area recorded for Moosomin 112B is 69.4 square kilometres, and the population is 715 residents in the 2021 Census.

For Moosomin 112B, the two census fields above are the only local statistics used anywhere on the page.

The Moosomin 112B page follows the same structure as every other place page, with population, land area, density and rank.

At 715 residents in the 2021 Census, Moosomin 112B is listed alongside the other covered places in Saskatchewan.

Moosomin 112B is one of 733 covered Saskatchewan places, counted at 715 residents with a land area of 69.4 square kilometres.

The density figure for Moosomin 112B, 10.3 people per square kilometre, is calculated from the population and land area above.

Moosomin 112B sits at rank 191 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

Moosomin 112B ranks 191 by 2021 Census population among the covered places in Saskatchewan.

Where a figure for Moosomin 112B could not be verified, the page names the publisher instead of printing a number.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.