Borrowing in Ogema, Saskatchewan

A loan taken out in Ogema is governed by Saskatchewan's licensing rules, and the 2021 Census counted 383 people in the community.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• No credit check loans: What lenders who advertise without a credit check actually look at instead, and where the cost goes.
• Mortgage refinancing: Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs.

How borrowing works locally

Interest on a line of credit accrues only on the drawn portion, not on the unused limit.

A lender may ask for proof of address, and a permanent address is a standard requirement for consumer credit. A longer amortisation lowers each payment and raises the total interest paid over the life of the loan.

The Saskatchewan rules that apply

Consumer credit in Saskatchewan is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

A payday advance in Saskatchewan falls under a provincial licensing regime, and the cost of borrowing is capped at $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced according to the federal Payday Lending Regulations (SOR/2024-114).

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

The census figures for Ogema

Population for Ogema stands at 383 in the 2021 Census. 1.3 square kilometres of land are attributed to Ogema.

On those two figures, density is 288.0 residents per square kilometre when rounded to one decimal place.

The 2021 Census population places it at rank 387 in the province.

Ogema sits at rank 387 among the 733 Saskatchewan places here, with 383 residents in the 2021 Census.

Where a figure for Ogema could not be verified, the page names the publisher instead of printing a number.

Ogema is one of 733 covered Saskatchewan places, counted at 383 residents with a land area of 1.3 square kilometres.

The density figure for Ogema, 288.0 people per square kilometre, is calculated from the population and land area above.

The Ogema page follows the same structure as every other place page, with population, land area, density and rank.

Readers comparing Ogema with another community can use the same four census fields.

Ogema appears in the census record with 383 residents, and the density of 288.0 people per square kilometre follows from it.

At 383 residents in the 2021 Census, Ogema is listed alongside the other covered places in Saskatchewan.

Nothing on the Ogema page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Ogema ranks 387 by 2021 Census population among the covered places in Saskatchewan.

Ogema sits at rank 387 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

The land area recorded for Ogema is 1.3 square kilometres, and the population is 383 residents in the 2021 Census.

For Ogema, the two census fields above are the only local statistics used anywhere on the page.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

The provincial rules apply wherever a borrower is in Saskatchewan; a municipal boundary does not change them.