Borrowing in Oxbow, Saskatchewan

This page covers borrowing in Oxbow, Saskatchewan: the census facts, the provincial rules, and the products people compare.

The Saskatchewan rules that apply

Consumer credit in Saskatchewan is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

The federal payday lending regulations, SOR/2024-114, cap the cost of borrowing at $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced in Saskatchewan, which the federal Payday Lending Regulations (SOR/2024-114) list as a province that regulates the product.

At the small end of the census range, the community still borrows inside the province's licensing system.

The census figures for Oxbow

The 2021 Census counted 1,286 residents in Oxbow. Its land area is 3.3 square kilometres.

Population divided by land area produces a density of 386.2 people per square kilometre.

Among covered Saskatchewan places, Oxbow sits at rank 79 by population.

The place record for Oxbow covers 3.3 square kilometres and 1,286 residents, a density of 386.2 people per square kilometre.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

• Lines of credit: A revolving limit you draw on and repay, usually paying interest only on what is outstanding.
• Home renovation loans: Paying for work on a property, from a small unsecured instalment loan to a secured renovation product.

How borrowing works locally

A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

Payment history is reported to credit agencies, and that record is what builds or damages a credit file over time. A lender may ask for proof of address, and a permanent address is a standard requirement for consumer credit.

Where a figure for Oxbow could not be verified, the page names the publisher instead of printing a number.

Readers comparing Oxbow with another community can use the same four census fields.

Oxbow sits at rank 79 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

The Oxbow page follows the same structure as every other place page, with population, land area, density and rank.

For Oxbow, the two census fields above are the only local statistics used anywhere on the page.

Oxbow appears in the census record with 1,286 residents, and the density of 386.2 people per square kilometre follows from it.

The density figure for Oxbow, 386.2 people per square kilometre, is calculated from the population and land area above.

Nothing on the Oxbow page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

At 1,286 residents in the 2021 Census, Oxbow is listed alongside the other covered places in Saskatchewan.

Oxbow is one of 733 covered Saskatchewan places, counted at 1,286 residents with a land area of 3.3 square kilometres.

The land area recorded for Oxbow is 3.3 square kilometres, and the population is 1,286 residents in the 2021 Census.

Oxbow ranks 79 by 2021 Census population among the covered places in Saskatchewan.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.