Compare loans

Borrowing in Paddockwood No. 520, Saskatchewan

Population 1,071, land area 2450.9 square kilometres: the census facts for Paddockwood No. 520, plus how consumer credit is regulated in Saskatchewan.

Province Saskatchewan (SK)
Population, 2021 Census 1,071
Land area 2450.9 km²
Provincial regulator See the FCAC list

Paddockwood No. 520, Saskatchewan, recorded a population of 1,071 in the 2021 Census; the rules that govern a loan signed there are provincial.

How borrowing works locally

A deposit or trade-in reduces the amount financed and therefore the interest charged over the term.

Debt management plans are administered by accredited credit counsellors, and they are not loans. A mortgage is registered against the property, which is what gives the lender its claim.

Products compared here

Each product below has its own page, and the Saskatchewan position applies to all of them.

  • Unsecured loans: Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone.
  • Business loans: Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit.

The census figures for Paddockwood No. 520

The 2021 Census counted 1,071 residents in Paddockwood No. 520. Statistics Canada lists 2450.9 square kilometres of land for the community.

Population divided by land area produces a density of 0.4 people per square kilometre.

The community is the 110th largest place in the province within this census set.

Paddockwood No. 520 is one of 733 places listed for Saskatchewan, ranked 110 by population and measured at 2450.9 square kilometres.

The Saskatchewan rules that apply

Consumer credit in Saskatchewan is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

A payday advance in Saskatchewan falls under a provincial licensing regime, and the cost of borrowing is capped at $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced according to the federal Payday Lending Regulations (SOR/2024-114).

The lowest band groups villages, rural municipalities and small towns, all read against the same provincial rulebook.

For Paddockwood No. 520, the two census fields above are the only local statistics used anywhere on the page.

Paddockwood No. 520 is one of 733 covered Saskatchewan places, counted at 1,071 residents with a land area of 2450.9 square kilometres.

The Paddockwood No. 520 page follows the same structure as every other place page, with population, land area, density and rank.

Readers comparing Paddockwood No. 520 with another community can use the same four census fields.

The density figure for Paddockwood No. 520, 0.4 people per square kilometre, is calculated from the population and land area above.

Paddockwood No. 520 sits at rank 110 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

Nothing on the Paddockwood No. 520 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Where a figure for Paddockwood No. 520 could not be verified, the page names the publisher instead of printing a number.

Paddockwood No. 520 ranks 110 by 2021 Census population among the covered places in Saskatchewan.

The land area recorded for Paddockwood No. 520 is 2450.9 square kilometres, and the population is 1,071 residents in the 2021 Census.

Paddockwood No. 520 appears in the census record with 1,071 residents, and the density of 0.4 people per square kilometre follows from it.

At 1,071 residents in the 2021 Census, Paddockwood No. 520 is listed alongside the other covered places in Saskatchewan.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Paddockwood No. 520

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

Nearby places

Frequently asked questions

Related

Compare loan offers

Compare options from Canadian lending partners. We are not a lender and we do not make credit decisions.

See partner options

Advertising disclosure: loanmoose.ca may receive a referral fee if you continue through a partner link. That fee does not change the rate you are offered and it does not change what we publish. We are not a lender. Read the full disclosure.