Borrowing in Pangman, Saskatchewan

With 238 residents counted in the 2021 Census, Pangman sits inside Saskatchewan's provincial lending framework.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

• Instalment loans: A fixed number of fixed payments, sized larger and longer than a payday advance.
• Secured loans: Borrowing against an asset, which lowers the price but puts the asset at risk if you default.

How borrowing works locally

A prepayment privilege allows a borrower to pay more than the scheduled amount, sometimes with a charge attached.

A broker arranges credit but does not lend, and the lender remains the party that makes the decision. A credit file is compiled by private agencies from information lenders and other creditors report.

The Saskatchewan rules that apply

The body that licenses consumer lending in Saskatchewan is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

The federal payday lending regulations, SOR/2024-114, cap the cost of borrowing at $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced in Saskatchewan, which the federal Payday Lending Regulations (SOR/2024-114) list as a province that regulates the product.

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

The census figures for Pangman

238 people were counted in Pangman in the 2021 Census. The community covers 0.7 square kilometres of land.

Population divided by land area produces a density of 326.0 people per square kilometre.

Among covered Saskatchewan places, Pangman sits at rank 555 by population.

Pangman therefore appears at rank 555 of 733 covered Saskatchewan places, with a density of 326.0 people per square kilometre.

Nothing on the Pangman page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Pangman is one of 733 covered Saskatchewan places, counted at 238 residents with a land area of 0.7 square kilometres.

The density figure for Pangman, 326.0 people per square kilometre, is calculated from the population and land area above.

Where a figure for Pangman could not be verified, the page names the publisher instead of printing a number.

The land area recorded for Pangman is 0.7 square kilometres, and the population is 238 residents in the 2021 Census.

Pangman ranks 555 by 2021 Census population among the covered places in Saskatchewan.

Readers comparing Pangman with another community can use the same four census fields.

At 238 residents in the 2021 Census, Pangman is listed alongside the other covered places in Saskatchewan.

For Pangman, the two census fields above are the only local statistics used anywhere on the page.

Pangman appears in the census record with 238 residents, and the density of 326.0 people per square kilometre follows from it.

The Pangman page follows the same structure as every other place page, with population, land area, density and rank.

Pangman sits at rank 555 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.