Borrowing in Paradise Hill, Saskatchewan

A loan taken out in Paradise Hill is governed by Saskatchewan's licensing rules, and the 2021 Census counted 471 people in the community.

How borrowing works locally

A lender's assessment looks at income, existing obligations, the credit file, and the asset pledged where there is one.

A longer amortisation lowers each payment and raises the total interest paid over the life of the loan. Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

• Lines of credit: A revolving limit you draw on and repay, usually paying interest only on what is outstanding.
• Home renovation loans: Paying for work on a property, from a small unsecured instalment loan to a secured renovation product.

The census figures for Paradise Hill

Population for Paradise Hill stands at 471 in the 2021 Census. Statistics Canada lists 2.3 square kilometres of land for the community.

On those two figures, density is 206.6 residents per square kilometre when rounded to one decimal place.

Its provincial population rank is 322 within this data set.

Paradise Hill is one of 733 places listed for Saskatchewan, ranked 322 by population and measured at 2.3 square kilometres.

The Saskatchewan rules that apply

Licensing for consumer credit in Saskatchewan sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

Payday lending is licensed in Saskatchewan; the federal Payday Lending Regulations (SOR/2024-114) publish a cap of $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced, and notes that a province may set a lower figure.

The lowest band groups villages, rural municipalities and small towns, all read against the same provincial rulebook.

For Paradise Hill, the two census fields above are the only local statistics used anywhere on the page.

Nothing on the Paradise Hill page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Paradise Hill appears in the census record with 471 residents, and the density of 206.6 people per square kilometre follows from it.

Readers comparing Paradise Hill with another community can use the same four census fields.

At 471 residents in the 2021 Census, Paradise Hill is listed alongside the other covered places in Saskatchewan.

Where a figure for Paradise Hill could not be verified, the page names the publisher instead of printing a number.

The land area recorded for Paradise Hill is 2.3 square kilometres, and the population is 471 residents in the 2021 Census.

The density figure for Paradise Hill, 206.6 people per square kilometre, is calculated from the population and land area above.

Paradise Hill sits at rank 322 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

The Paradise Hill page follows the same structure as every other place page, with population, land area, density and rank.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.