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Borrowing in Parkdale No. 498, Saskatchewan

Borrowing in Parkdale No. 498 is licensed by Saskatchewan, and the 2021 Census counted 725 people across 1375.6 square kilometres.

Province Saskatchewan (SK)
Population, 2021 Census 725
Land area 1375.6 km²
Provincial regulator See the FCAC list

With 725 residents counted in the 2021 Census, Parkdale No. 498 sits inside Saskatchewan's provincial lending framework.

The census figures for Parkdale No. 498

The 2021 Census counted 725 residents in Parkdale No. 498. Statistics Canada lists 1375.6 square kilometres of land for the community.

The arithmetic gives 0.5 people per square kilometre.

By population it ranks 187 among the Saskatchewan places covered here.

Parkdale No. 498 therefore appears at rank 187 of 733 covered Saskatchewan places, with a density of 0.5 people per square kilometre.

The Saskatchewan rules that apply

The body that licenses consumer lending in Saskatchewan is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

A payday advance in Saskatchewan falls under a provincial licensing regime, and the cost of borrowing is capped at $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced according to the federal Payday Lending Regulations (SOR/2024-114).

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

How borrowing works locally

Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed.

A broker arranges credit but does not lend, and the lender remains the party that makes the decision. A prepayment privilege allows a borrower to pay more than the scheduled amount, sometimes with a charge attached.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

  • Mortgage loans: Borrowing against residential property, including how a federally regulated lender tests the file.
  • Debt relief programs: The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them.

Parkdale No. 498 sits at rank 187 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

The Parkdale No. 498 page follows the same structure as every other place page, with population, land area, density and rank.

At 725 residents in the 2021 Census, Parkdale No. 498 is listed alongside the other covered places in Saskatchewan.

For Parkdale No. 498, the two census fields above are the only local statistics used anywhere on the page.

Parkdale No. 498 is one of 733 covered Saskatchewan places, counted at 725 residents with a land area of 1375.6 square kilometres.

Parkdale No. 498 ranks 187 by 2021 Census population among the covered places in Saskatchewan.

The density figure for Parkdale No. 498, 0.5 people per square kilometre, is calculated from the population and land area above.

Parkdale No. 498 appears in the census record with 725 residents, and the density of 0.5 people per square kilometre follows from it.

The land area recorded for Parkdale No. 498 is 1375.6 square kilometres, and the population is 725 residents in the 2021 Census.

Where a figure for Parkdale No. 498 could not be verified, the page names the publisher instead of printing a number.

Readers comparing Parkdale No. 498 with another community can use the same four census fields.

Nothing on the Parkdale No. 498 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Parkdale No. 498

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

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