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Borrowing in Pasqua 79, Saskatchewan

Pasqua 79 is one of the Saskatchewan communities covered here, with 638 people counted in the 2021 Census; this page sets out the local facts and the provincial lending position.

Province Saskatchewan (SK)
Population, 2021 Census 638
Land area 89.5 km²
Provincial regulator See the FCAC list

Pasqua 79, Saskatchewan, recorded a population of 638 in the 2021 Census; the rules that govern a loan signed there are provincial.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

  • Payday loans: Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit.
  • No credit check loans: What lenders who advertise without a credit check actually look at instead, and where the cost goes.

How borrowing works locally

A revolving product charges interest on the outstanding balance, while an instalment product charges a fixed schedule of payments.

A broker arranges credit but does not lend, and the lender remains the party that makes the decision. Debt management plans are administered by accredited credit counsellors, and they are not loans.

The Saskatchewan rules that apply

Licensing for consumer credit in Saskatchewan sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

The federal payday lending regulations, SOR/2024-114, cap the cost of borrowing at $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced in Saskatchewan, which the federal Payday Lending Regulations (SOR/2024-114) list as a province that regulates the product.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

The census figures for Pasqua 79

Pasqua 79 recorded a population of 638 in Statistics Canada's 2021 Census of Population. The census records a land area of 89.5 square kilometres for Pasqua 79.

The arithmetic gives 7.1 people per square kilometre.

The community is the 225th largest place in the province within this census set.

Within Saskatchewan, Pasqua 79 is place number 225 by population in this census set, at 638 residents.

Pasqua 79 is one of 733 covered Saskatchewan places, counted at 638 residents with a land area of 89.5 square kilometres.

Where a figure for Pasqua 79 could not be verified, the page names the publisher instead of printing a number.

The Pasqua 79 page follows the same structure as every other place page, with population, land area, density and rank.

Readers comparing Pasqua 79 with another community can use the same four census fields.

Pasqua 79 ranks 225 by 2021 Census population among the covered places in Saskatchewan.

The density figure for Pasqua 79, 7.1 people per square kilometre, is calculated from the population and land area above.

Pasqua 79 appears in the census record with 638 residents, and the density of 7.1 people per square kilometre follows from it.

The land area recorded for Pasqua 79 is 89.5 square kilometres, and the population is 638 residents in the 2021 Census.

Nothing on the Pasqua 79 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Pasqua 79 sits at rank 225 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

For Pasqua 79, the two census fields above are the only local statistics used anywhere on the page.

At 638 residents in the 2021 Census, Pasqua 79 is listed alongside the other covered places in Saskatchewan.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Where a figure could not be verified, the page names the publisher instead of printing a number.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Pasqua 79

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

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