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Borrowing in Pense No. 160, Saskatchewan

Borrowing in Pense No. 160 is licensed by Saskatchewan, and the 2021 Census counted 441 people across 840.2 square kilometres.

Province Saskatchewan (SK)
Population, 2021 Census 441
Land area 840.2 km²
Provincial regulator See the FCAC list

Pense No. 160 is one of the Saskatchewan places covered here, with 441 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

The Saskatchewan rules that apply

The body that licenses consumer lending in Saskatchewan is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

Payday lending is licensed in Saskatchewan; the federal Payday Lending Regulations (SOR/2024-114) publish a cap of $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced, and notes that a province may set a lower figure.

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

The census figures for Pense No. 160

The 2021 Census counted 441 residents in Pense No. 160. Statistics Canada lists 840.2 square kilometres of land for the community.

On those two figures, density is 0.5 residents per square kilometre when rounded to one decimal place.

Among covered Saskatchewan places, Pense No. 160 sits at rank 337 by population.

The place record for Pense No. 160 covers 840.2 square kilometres and 441 residents, a density of 0.5 people per square kilometre.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

  • Unsecured loans: Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone.
  • Business loans: Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit.

How borrowing works locally

A lender may ask for proof of address, and a permanent address is a standard requirement for consumer credit.

A secured product gives the lender a claim on a named asset, which is why its price is usually lower than an unsecured equivalent. A credit file is compiled by private agencies from information lenders and other creditors report.

Pense No. 160 is one of 733 covered Saskatchewan places, counted at 441 residents with a land area of 840.2 square kilometres.

The land area recorded for Pense No. 160 is 840.2 square kilometres, and the population is 441 residents in the 2021 Census.

At 441 residents in the 2021 Census, Pense No. 160 is listed alongside the other covered places in Saskatchewan.

The density figure for Pense No. 160, 0.5 people per square kilometre, is calculated from the population and land area above.

The Pense No. 160 page follows the same structure as every other place page, with population, land area, density and rank.

Pense No. 160 ranks 337 by 2021 Census population among the covered places in Saskatchewan.

Pense No. 160 sits at rank 337 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

Where a figure for Pense No. 160 could not be verified, the page names the publisher instead of printing a number.

Readers comparing Pense No. 160 with another community can use the same four census fields.

For Pense No. 160, the two census fields above are the only local statistics used anywhere on the page.

Nothing on the Pense No. 160 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Pense No. 160

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

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