Borrowing in Pleasantdale No. 398, Saskatchewan

Pleasantdale No. 398, Saskatchewan, recorded a population of 599 in the 2021 Census; the rules that govern a loan signed there are provincial.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• Bad credit loans: Borrowing when the credit file is damaged, and what changes about price and security as a result.
• Home equity loans: Converting property equity into credit, and the difference between a lump sum and a revolving limit.

How borrowing works locally

A shorter term raises each payment and lowers the total interest, which is the trade every schedule makes.

A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators. A secured product gives the lender a claim on a named asset, which is why its price is usually lower than an unsecured equivalent.

The Saskatchewan rules that apply

Consumer lending in Saskatchewan is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

The federal payday lending regulations, SOR/2024-114, cap the cost of borrowing at $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced in Saskatchewan, which the federal Payday Lending Regulations (SOR/2024-114) list as a province that regulates the product.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

The census figures for Pleasantdale No. 398

Statistics Canada's 2021 Census gives Pleasantdale No. 398 a population of 599. Land area for Pleasantdale No. 398 is 755.6 square kilometres in the same census.

That gives a density of 0.8 people per square kilometre, rounded to one decimal place.

Among covered Saskatchewan places, Pleasantdale No. 398 sits at rank 249 by population.

Pleasantdale No. 398 sits at rank 249 among the 733 Saskatchewan places here, with 599 residents in the 2021 Census.

For Pleasantdale No. 398, the two census fields above are the only local statistics used anywhere on the page.

Nothing on the Pleasantdale No. 398 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Pleasantdale No. 398 ranks 249 by 2021 Census population among the covered places in Saskatchewan.

Pleasantdale No. 398 sits at rank 249 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

The density figure for Pleasantdale No. 398, 0.8 people per square kilometre, is calculated from the population and land area above.

The Pleasantdale No. 398 page follows the same structure as every other place page, with population, land area, density and rank.

Pleasantdale No. 398 is one of 733 covered Saskatchewan places, counted at 599 residents with a land area of 755.6 square kilometres.

Readers comparing Pleasantdale No. 398 with another community can use the same four census fields.

At 599 residents in the 2021 Census, Pleasantdale No. 398 is listed alongside the other covered places in Saskatchewan.

Pleasantdale No. 398 appears in the census record with 599 residents, and the density of 0.8 people per square kilometre follows from it.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.