Borrowing in Plenty, Saskatchewan

Plenty, Saskatchewan, recorded a population of 128 in the 2021 Census; the rules that govern a loan signed there are provincial.

The census figures for Plenty

Plenty recorded a population of 128 in Statistics Canada's 2021 Census of Population. Its land area is 0.6 square kilometres.

Population divided by land area produces a density of 209.8 people per square kilometre.

Among covered Saskatchewan places, Plenty sits at rank 690 by population.

Plenty sits at rank 690 among the 733 Saskatchewan places here, with 128 residents in the 2021 Census.

The Saskatchewan rules that apply

The body that licenses consumer lending in Saskatchewan is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

A payday advance in Saskatchewan falls under a provincial licensing regime, and the cost of borrowing is capped at $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced according to the federal Payday Lending Regulations (SOR/2024-114).

At the small end of the census range, the community still borrows inside the province's licensing system.

How borrowing works locally

A payday advance is repaid on a pay date, while an instalment loan is repaid over a set number of payments.

A lender may ask for proof of address, and a permanent address is a standard requirement for consumer credit. Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

• Personal loans: A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept.
• Mortgage loans: Borrowing against residential property, including how a federally regulated lender tests the file.

The land area recorded for Plenty is 0.6 square kilometres, and the population is 128 residents in the 2021 Census.

Plenty appears in the census record with 128 residents, and the density of 209.8 people per square kilometre follows from it.

The Plenty page follows the same structure as every other place page, with population, land area, density and rank.

Plenty ranks 690 by 2021 Census population among the covered places in Saskatchewan.

Plenty is one of 733 covered Saskatchewan places, counted at 128 residents with a land area of 0.6 square kilometres.

Where a figure for Plenty could not be verified, the page names the publisher instead of printing a number.

For Plenty, the two census fields above are the only local statistics used anywhere on the page.

Readers comparing Plenty with another community can use the same four census fields.

At 128 residents in the 2021 Census, Plenty is listed alongside the other covered places in Saskatchewan.

Plenty sits at rank 690 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

The density figure for Plenty, 209.8 people per square kilometre, is calculated from the population and land area above.

Nothing on the Plenty page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.