Borrowing in Ponteix, Saskatchewan

With 577 residents counted in the 2021 Census, Ponteix sits inside Saskatchewan's provincial lending framework.

The Saskatchewan rules that apply

The body that licenses consumer lending in Saskatchewan is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

Payday lending is licensed in Saskatchewan; the federal Payday Lending Regulations (SOR/2024-114) publish a cap of $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced, and notes that a province may set a lower figure.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

How borrowing works locally

A lender may ask for proof of address, and a permanent address is a standard requirement for consumer credit.

A shorter term raises each payment and lowers the total interest, which is the trade every schedule makes. A revolving product charges interest on the outstanding balance, while an instalment product charges a fixed schedule of payments.

The census figures for Ponteix

The 2021 Census counted 577 residents in Ponteix. 1.2 square kilometres of land are attributed to Ponteix.

On those two figures, density is 484.9 residents per square kilometre when rounded to one decimal place.

Its provincial population rank is 257 within this data set.

Ponteix is one of 733 places listed for Saskatchewan, ranked 257 by population and measured at 1.2 square kilometres.

Products compared here

Each product below has its own page, and the Saskatchewan position applies to all of them.

• Secured loans: Borrowing against an asset, which lowers the price but puts the asset at risk if you default.
• Business lines of credit: A revolving operating limit for a business, and why it behaves differently from a term loan.

Where a figure for Ponteix could not be verified, the page names the publisher instead of printing a number.

The density figure for Ponteix, 484.9 people per square kilometre, is calculated from the population and land area above.

Nothing on the Ponteix page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Ponteix is one of 733 covered Saskatchewan places, counted at 577 residents with a land area of 1.2 square kilometres.

For Ponteix, the two census fields above are the only local statistics used anywhere on the page.

Ponteix appears in the census record with 577 residents, and the density of 484.9 people per square kilometre follows from it.

Readers comparing Ponteix with another community can use the same four census fields.

Ponteix sits at rank 257 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

At 577 residents in the 2021 Census, Ponteix is listed alongside the other covered places in Saskatchewan.

The land area recorded for Ponteix is 1.2 square kilometres, and the population is 577 residents in the 2021 Census.

The Ponteix page follows the same structure as every other place page, with population, land area, density and rank.

Ponteix ranks 257 by 2021 Census population among the covered places in Saskatchewan.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

The provincial rules apply wherever a borrower is in Saskatchewan; a municipal boundary does not change them.