Borrowing in Poundmaker 114, Saskatchewan

A loan taken out in Poundmaker 114 is governed by Saskatchewan's licensing rules, and the 2021 Census counted 471 people in the community.

The census figures for Poundmaker 114

In the 2021 Census, Poundmaker 114 had 471 residents. Statistics Canada lists 81.1 square kilometres of land for the community.

That gives a density of 5.8 people per square kilometre, rounded to one decimal place.

The community is the 321st largest place in the province within this census set.

Compared with the other 733 covered Saskatchewan places, Poundmaker 114 ranks 321 by population.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

• Mortgage refinancing: Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs.
• Cash advance loans: Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance.

The Saskatchewan rules that apply

Licensing for consumer credit in Saskatchewan sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

In Saskatchewan, payday lending operates under a licensed provincial regime, and the federal Payday Lending Regulations (SOR/2024-114) record a maximum cost of borrowing of $14 for each $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced under SOR/2024-114.

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

How borrowing works locally

Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists.

An application usually asks for identification, income evidence, banking details and a statement of obligations. Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation.

Poundmaker 114 ranks 321 by 2021 Census population among the covered places in Saskatchewan.

The land area recorded for Poundmaker 114 is 81.1 square kilometres, and the population is 471 residents in the 2021 Census.

Nothing on the Poundmaker 114 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The density figure for Poundmaker 114, 5.8 people per square kilometre, is calculated from the population and land area above.

Where a figure for Poundmaker 114 could not be verified, the page names the publisher instead of printing a number.

Readers comparing Poundmaker 114 with another community can use the same four census fields.

The Poundmaker 114 page follows the same structure as every other place page, with population, land area, density and rank.

For Poundmaker 114, the two census fields above are the only local statistics used anywhere on the page.

At 471 residents in the 2021 Census, Poundmaker 114 is listed alongside the other covered places in Saskatchewan.

Poundmaker 114 sits at rank 321 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

Poundmaker 114 is one of 733 covered Saskatchewan places, counted at 471 residents with a land area of 81.1 square kilometres.

Poundmaker 114 appears in the census record with 471 residents, and the density of 5.8 people per square kilometre follows from it.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.