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Borrowing in Prince Albert No. 461, Saskatchewan

How borrowing works in Prince Albert No. 461, Saskatchewan, where the 2021 Census counted 3,438 residents.

Province Saskatchewan (SK)
Population, 2021 Census 3,438
Land area 1010.1 km²
Provincial regulator See the FCAC list

Prince Albert No. 461 is one of the Saskatchewan communities covered here, with a 2021 Census population of 3,438, and borrowing there is licensed under Saskatchewan's consumer credit rules.

The Saskatchewan rules that apply

Consumer credit in Saskatchewan is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

In Saskatchewan, payday lending operates under a licensed provincial regime, and the federal Payday Lending Regulations (SOR/2024-114) record a maximum cost of borrowing of $14 for each $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced under SOR/2024-114.

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

How borrowing works locally

A secured product gives the lender a claim on a named asset, which is why its price is usually lower than an unsecured equivalent.

A longer amortisation lowers each payment and raises the total interest paid over the life of the loan. A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

The census figures for Prince Albert No. 461

The 2021 Census counted 3,438 residents in Prince Albert No. 461. Statistics Canada lists 1010.1 square kilometres of land for the community.

On those two figures, density is 3.4 residents per square kilometre when rounded to one decimal place.

Its provincial population rank is 23 within this data set.

Compared with the other 733 covered Saskatchewan places, Prince Albert No. 461 ranks 23 by population.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

  • Mortgage loans: Borrowing against residential property, including how a federally regulated lender tests the file.
  • Debt relief programs: The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them.

The land area recorded for Prince Albert No. 461 is 1010.1 square kilometres, and the population is 3,438 residents in the 2021 Census.

The Prince Albert No. 461 page follows the same structure as every other place page, with population, land area, density and rank.

Prince Albert No. 461 ranks 23 by 2021 Census population among the covered places in Saskatchewan.

For Prince Albert No. 461, the two census fields above are the only local statistics used anywhere on the page.

Prince Albert No. 461 is one of 733 covered Saskatchewan places, counted at 3,438 residents with a land area of 1010.1 square kilometres.

Prince Albert No. 461 appears in the census record with 3,438 residents, and the density of 3.4 people per square kilometre follows from it.

Readers comparing Prince Albert No. 461 with another community can use the same four census fields.

The density figure for Prince Albert No. 461, 3.4 people per square kilometre, is calculated from the population and land area above.

Nothing on the Prince Albert No. 461 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Prince Albert No. 461 sits at rank 23 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Where a figure could not be verified, the page names the publisher instead of printing a number.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Prince Albert No. 461

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

Nearby places

Saskatoon 266,141 Regina 226,404 Prince Albert 37,756 Moose Jaw 33,665 Swift Current 16,750 Yorkton 16,280

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