Borrowing in Prud'homme, Saskatchewan

This page covers borrowing in Prud'homme, Saskatchewan: the census facts, the provincial rules, and the products people compare.

The Saskatchewan rules that apply

The regulator for consumer credit in Saskatchewan is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

The federal payday lending regulations, SOR/2024-114, cap the cost of borrowing at $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced in Saskatchewan, which the federal Payday Lending Regulations (SOR/2024-114) list as a province that regulates the product.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

How borrowing works locally

A deposit or trade-in reduces the amount financed and therefore the interest charged over the term.

Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term. A payday advance is repaid on a pay date, while an instalment loan is repaid over a set number of payments.

The census figures for Prud'homme

Prud'homme recorded a population of 177 in Statistics Canada's 2021 Census of Population. 0.8 square kilometres of land are attributed to Prud'homme.

Dividing population by land area gives 224.1 residents per square kilometre, rounded to one decimal place.

Its provincial population rank is 629 within this data set.

Prud'homme is one of 733 places listed for Saskatchewan, ranked 629 by population and measured at 0.8 square kilometres.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

• Cash advance loans: Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance.
• Lines of credit: A revolving limit you draw on and repay, usually paying interest only on what is outstanding.

The land area recorded for Prud'homme is 0.8 square kilometres, and the population is 177 residents in the 2021 Census.

At 177 residents in the 2021 Census, Prud'homme is listed alongside the other covered places in Saskatchewan.

The density figure for Prud'homme, 224.1 people per square kilometre, is calculated from the population and land area above.

Nothing on the Prud'homme page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Prud'homme is one of 733 covered Saskatchewan places, counted at 177 residents with a land area of 0.8 square kilometres.

Prud'homme sits at rank 629 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

The Prud'homme page follows the same structure as every other place page, with population, land area, density and rank.

Prud'homme ranks 629 by 2021 Census population among the covered places in Saskatchewan.

Readers comparing Prud'homme with another community can use the same four census fields.

Where a figure for Prud'homme could not be verified, the page names the publisher instead of printing a number.

For Prud'homme, the two census fields above are the only local statistics used anywhere on the page.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.