Borrowing in Red Earth 29, Saskatchewan

A loan taken out in Red Earth 29 is governed by Saskatchewan's licensing rules, and the 2021 Census counted 490 people in the community.

How borrowing works locally

A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file.

A shorter term raises each payment and lowers the total interest, which is the trade every schedule makes. A lender may ask for proof of address, and a permanent address is a standard requirement for consumer credit.

Products compared here

Each product below has its own page, and the Saskatchewan position applies to all of them.

• Debt consolidation loans: Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps.
• Personal loans: A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept.

The census figures for Red Earth 29

Red Earth 29 recorded a population of 490 in Statistics Canada's 2021 Census of Population. Land area for Red Earth 29 is 14.2 square kilometres in the same census.

Population divided by land area produces a density of 34.6 people per square kilometre.

The community is the 308th largest place in the province within this census set.

Within Saskatchewan, Red Earth 29 is place number 308 by population in this census set, at 490 residents.

The Saskatchewan rules that apply

Licensing for consumer credit in Saskatchewan sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

The federal payday lending regulations, SOR/2024-114, cap the cost of borrowing at $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced in Saskatchewan, which the federal Payday Lending Regulations (SOR/2024-114) list as a province that regulates the product.

The lowest band groups villages, rural municipalities and small towns, all read against the same provincial rulebook.

Red Earth 29 appears in the census record with 490 residents, and the density of 34.6 people per square kilometre follows from it.

Nothing on the Red Earth 29 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Where a figure for Red Earth 29 could not be verified, the page names the publisher instead of printing a number.

For Red Earth 29, the two census fields above are the only local statistics used anywhere on the page.

At 490 residents in the 2021 Census, Red Earth 29 is listed alongside the other covered places in Saskatchewan.

Red Earth 29 ranks 308 by 2021 Census population among the covered places in Saskatchewan.

The density figure for Red Earth 29, 34.6 people per square kilometre, is calculated from the population and land area above.

Red Earth 29 sits at rank 308 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

The Red Earth 29 page follows the same structure as every other place page, with population, land area, density and rank.

The land area recorded for Red Earth 29 is 14.2 square kilometres, and the population is 490 residents in the 2021 Census.

Readers comparing Red Earth 29 with another community can use the same four census fields.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.