Borrowing in Reford No. 379, Saskatchewan

Reford No. 379, Saskatchewan, recorded a population of 222 in the 2021 Census; the rules that govern a loan signed there are provincial.

How borrowing works locally

A prepayment privilege allows a borrower to pay more than the scheduled amount, sometimes with a charge attached.

A broker arranges credit but does not lend, and the lender remains the party that makes the decision. Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

• Payday loans: Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit.
• No credit check loans: What lenders who advertise without a credit check actually look at instead, and where the cost goes.

The census figures for Reford No. 379

The 2021 Census counted 222 residents in Reford No. 379. Statistics Canada lists 695.9 square kilometres of land for the community.

On those two figures, density is 0.3 residents per square kilometre when rounded to one decimal place.

Its provincial population rank is 572 within this data set.

Reford No. 379 therefore appears at rank 572 of 733 covered Saskatchewan places, with a density of 0.3 people per square kilometre.

The Saskatchewan rules that apply

The body that licenses consumer lending in Saskatchewan is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) count Saskatchewan among the provinces with payday lending rules, where the published maximum cost of borrowing is $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced under SOR/2024-114.

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

Where a figure for Reford No. 379 could not be verified, the page names the publisher instead of printing a number.

The land area recorded for Reford No. 379 is 695.9 square kilometres, and the population is 222 residents in the 2021 Census.

Readers comparing Reford No. 379 with another community can use the same four census fields.

Reford No. 379 sits at rank 572 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

For Reford No. 379, the two census fields above are the only local statistics used anywhere on the page.

Nothing on the Reford No. 379 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Reford No. 379 appears in the census record with 222 residents, and the density of 0.3 people per square kilometre follows from it.

Reford No. 379 ranks 572 by 2021 Census population among the covered places in Saskatchewan.

The Reford No. 379 page follows the same structure as every other place page, with population, land area, density and rank.

Reford No. 379 is one of 733 covered Saskatchewan places, counted at 222 residents with a land area of 695.9 square kilometres.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Nothing here is an offer, and no page on this site can tell anyone what a lender will decide.