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Borrowing in Rosemount No. 378, Saskatchewan

Population 175, land area 561.3 square kilometres: the census facts for Rosemount No. 378, plus how consumer credit is regulated in Saskatchewan.

Province Saskatchewan (SK)
Population, 2021 Census 175
Land area 561.3 km²
Provincial regulator See the FCAC list

Rosemount No. 378 is one of the Saskatchewan communities covered here, with a 2021 Census population of 175, and borrowing there is licensed under Saskatchewan's consumer credit rules.

Products compared here

Each product below has its own page, and the Saskatchewan position applies to all of them.

  • Home renovation loans: Paying for work on a property, from a small unsecured instalment loan to a secured renovation product.
  • Emergency loans: Money for an urgent expense, and the order in which a sensible borrower works through the options.

How borrowing works locally

A prepayment privilege allows a borrower to pay more than the scheduled amount, sometimes with a charge attached.

A payday advance is repaid on a pay date, while an instalment loan is repaid over a set number of payments. A lender may ask for proof of address, and a permanent address is a standard requirement for consumer credit.

The Saskatchewan rules that apply

Consumer lending in Saskatchewan is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

The federal Payday Lending Regulations (SOR/2024-114) list Saskatchewan among the provinces that regulate payday lending, where the federal Payday Lending Regulations (SOR/2024-114) cap the cost of borrowing at $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced.

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

The census figures for Rosemount No. 378

In the 2021 Census, Rosemount No. 378 had 175 residents. 561.3 square kilometres of land are attributed to Rosemount No. 378.

The arithmetic gives 0.3 people per square kilometre.

Rosemount No. 378 ranks 633 by population among the Saskatchewan places on this site.

Rosemount No. 378 sits at rank 633 among the 733 Saskatchewan places here, with 175 residents in the 2021 Census.

Rosemount No. 378 ranks 633 by 2021 Census population among the covered places in Saskatchewan.

The Rosemount No. 378 page follows the same structure as every other place page, with population, land area, density and rank.

Nothing on the Rosemount No. 378 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Rosemount No. 378 sits at rank 633 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

Rosemount No. 378 is one of 733 covered Saskatchewan places, counted at 175 residents with a land area of 561.3 square kilometres.

Rosemount No. 378 appears in the census record with 175 residents, and the density of 0.3 people per square kilometre follows from it.

The density figure for Rosemount No. 378, 0.3 people per square kilometre, is calculated from the population and land area above.

Readers comparing Rosemount No. 378 with another community can use the same four census fields.

Where a figure for Rosemount No. 378 could not be verified, the page names the publisher instead of printing a number.

For Rosemount No. 378, the two census fields above are the only local statistics used anywhere on the page.

At 175 residents in the 2021 Census, Rosemount No. 378 is listed alongside the other covered places in Saskatchewan.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Where a figure could not be verified, the page names the publisher instead of printing a number.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Rosemount No. 378

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

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